Patents by Inventor Eric L. Connolly

Eric L. Connolly has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Systems and methods for mobile wallet payments
    Patent number: 11544699
    Abstract: Systems and methods for mobile wallet payments are disclosed. In one embodiment, in an information processing apparatus comprising at least one computer processor, a method for conducting a payment using an electronic wallet may include: (1) a mobile application receiving a selection of an alternate payment currency; the mobile application receiving a payment payload from an issuer; the mobile application providing the selection of the alternate payment currency and an identifier to the issuer; and the mobile application providing the payment payload and the identifier to a merchant host. The merchant host may communicate the identifier to the issuer, and the issuer may identify selection of the alternate payment currency based on the identifier.
    Type: Grant
    Filed: August 31, 2018
    Date of Patent: January 3, 2023
    Assignee: JPMORGAN CHASE BANK, N.A.
    Inventors: Howard Spector, Eric L. Connolly, John D. Moore, Nancy E. Hiebler, Michael Naggar, Ayman Hammad, Tuan Dao, Venkat Maranani
  • SYSTEMS AND METHODS FOR USING A CRYPTOGRAM LOCKBOX
    Publication number: 20190370790
    Abstract: Systems and methods for using a cryptogram lockbox are disclosed. In one embodiment, in a merchant-specific cryptogram lockbox comprising at least one computer processor, a method for generating a cryptogram locally using a cryptogram lockbox may include: (1) receiving, from merchant backend, a request for a cryptogram comprising an account identifier received from a customer in a transaction; (2) generating a cryptogram for the account identifier using a limited use key for the account identifier; and (3) returning the cryptogram to the merchant backend. The merchant may conduct the transaction using the cryptogram.
    Type: Application
    Filed: June 5, 2019
    Publication date: December 5, 2019
    Inventors: Howard SPECTOR, Eric L. CONNOLLY, David Christopher CAREY, Gayathri SUNDAR, Raghuram VUDATHU, Ankur KULSHRESHTHA, Ishank PAHARIA, Pavan MUMMAREDDI, Benjamin BRANDT, Mervin Majella FELIX, Ajith CHANDRAN KARUVATHIL, Arun NEELAN, Rajeeva Chandra NAGARAKANTI, Venkata KUNAM
  • SYSTEMS AND METHODS FOR MOBILE WALLET PAYMENTS
    Publication number: 20190066095
    Abstract: Systems and methods for mobile wallet payments are disclosed. In one embodiment, in an information processing apparatus comprising at least one computer processor, a method for conducting a payment using an electronic wallet may include: (1) a mobile application receiving a selection of an alternate payment currency; the mobile application receiving a payment payload from an issuer; the mobile application providing the selection of the alternate payment currency and an identifier to the issuer; and the mobile application providing the payment payload and the identifier to a merchant host. The merchant host may communicate the identifier to the issuer, and the issuer may identify selection of the alternate payment currency based on the identifier.
    Type: Application
    Filed: August 31, 2018
    Publication date: February 28, 2019
    Inventors: Howard Spector, Eric L. Connolly, John D. Moore, Nancy E. Hiebler, Michael Naggar, Ayman Hammad, Tuan Dao, Venkat Maranani