Abstract: A method and system for furnishing an on-line quote for an insurance product, such as auto insurance, the user is allowed to enter basic user information on an on-line quote system application which calls a common data entry system to request credit information for the user. The common data entry system sends the requested credit information to the on-line quote system application, and the user is allowed to enter a selection of coverage. The user is then allowed to enter underwriting information on the on-line quote system application which calls a rating engine of the common data entry system to request rating information. The on-line quote system application displays a quote for the user based at least in part on the rating information, and the user is offered an option to talk to an agent. A fast-forward feature simplifies the entry of modifications for the user.

Abstract: A system architecture for providing remote access to insurance applications from a remote location is provided, including: a presentation layer located at the remote location that provides tools for navigating within one of the insurance applications and executing business transactions, wherein the presentation layer is based on web browser technology; an application layer that enforces predetermined rules of business on commands and transactions input from the remote location; a data access layer that manages physical storage of data relating to the insurance applications in databases and provides the application layer with access to application data; and a distributed technical layer separating a presentation logic of the presentation layer from an application logic of the application layer, wherein the distributed technical layer is configured to coordinate an execution of the insurance applications on one or more different platforms.

Abstract: A method and system for furnishing an on-line quote for an insurance product, such as auto insurance, makes use of computer hardware and software to provide a user with an on-line, real-time quote. The system allows the user to enter user information and recommends coverages, liabilities, and deductibles to help the user determine the best insurance coverage for the user's needs. Upon entering the user data and coverage information on a presentation server, deployable content profile information is retrieved by the presentation server, and a quote is displayed for the user. If the user indicates a continued interest in the quote, a client number is presented to the user and sent to a computer telephony integration database.

Abstract: A method and system for furnishing an on-line quote for an insurance product, such as auto insurance, makes use of computer hardware and software to provide a user with an on-line, real-time quote. The system allows the user to enter user information and recommends coverages, liabilities, and deductibles to help the user determine the best insurance coverage for the user's needs. Upon entering the user data and coverage information on a presentation server, deployable content profile information is retrieved by the presentation server, and a quote is displayed for the user. If the user indicates a continued interest in the quote, a client number is presented to the user and sent to a computer telephony integration database.

Abstract: A method and system for furnishing an on-line quote for an insurance product, such as auto insurance, makes use of computer hardware and software to provide a user with an on-line, real-time quote. The system allows the user to enter user information and recommends coverages, liabilities, and deductibles to help the user determine the best insurance coverage for the user's needs. Upon entering the user data and coverage information on a presentation server, deployable content profile information is retrieved by the presentation server, and a quote is displayed for the user. If the user indicates a continued interest in the quote, a client number is presented to the user and sent to a computer telephony integration database.

Abstract: A circuit for use in conjunction with an enable/disable gate of a three state logic circuit for disabling the outputs of the logic circuit during power up of the voltage supply to maintain a high impedance output state at the outputs of the logic circuits. The circuit includes a voltage level detector stage comprising a switching transistor that is held in a non-conducting state until the voltage supply reaches a predetermined potential after which the transistor is turned on and a pair of transistors configured as a current mirror with their bases coupled to the output of the switching transistor. The pair of transistors are turned on until the switching transistor is turned on to provide sufficient base current drive to a disable transistor of the enable/disable gate such that the logic circuit is disabled accordingly. An aspect of the invention is that the power up circuit draws little additional power during normal operation of the logic circuit.