Abstract: A wheelchair ramp system includes a ramp constructed from at least one structural insulated panel (SIP) having a foam core sandwiched between two structural facing panels such as oriented strand board (OSB). An outdoor exterior coating such as polyaspartic coating covers the SIP panel for allowing the SIP panel to be resistant to outdoor elements. At least one guardrail or handrail is secured to the side of the SIP for providing a safety barrier to persons using the ramp system.

Abstract: A wheelchair ramp system includes a ramp constructed from at least one structural insulated panel (SIP) having a foam core sandwiched between two structural facing panels such as oriented strand board (OSB). An outdoor exterior coating such as polyaspartic coating covers the SIP panel for allowing the SIP panel to be resistant to outdoor elements. At least one guardrail or handrail is secured to the side of the SIP for providing a safety barrier to persons using the ramp system.

Abstract: A heated wheelchair ramp system includes a ramp constructed from at least one structural insulated panel (SIP) having a foam core sandwiched between two oriented strand board (OSB) panels. A polyaspartic coating covers the SIP panel for allowing the SIP panel to be resistant to outdoor elements. One or more heating elements are configured within channels in the SIP to provide heated to the SIP. A metallic sheet is configured adjacent to the heating element(s) to provide heat distribution to the OSB panel(s). Finally, at least one guardrail or handrail is secured to the side of the SIP for providing a safety barrier to persons using the ramp system.

Abstract: A heated wheelchair ramp system includes a ramp constructed from at least one structural insulated panel (SIP) having a foam core sandwiched between two oriented strand board (OSB) panels. A polyaspartic coating covers the SIP panel for allowing the SIP panel to be resistant to outdoor elements. One or more heating elements are configured within channels in the SIP to provide heated to the SIP. A metallic sheet is configured adjacent to the heating element(s) to provide heat distribution to the OSB panel(s). Finally, at least one guardrail or handrail is secured to the side of the SIP for providing a safety barrier to persons using the ramp system.

Abstract: Investment choices are each within a respective asset class of a defined set of asset classes. Investment choices of a first set of the investment choices (e.g., core investment choices) are within a particular asset class and have a performance factor value that is constrained by a performance factor value range defined by a filter structure. Investment choices of a second set of the investment choices (e.g., satellite investment choices) are within the particular asset class and have a performance factor value that may or may not be constrained by the performance factor value range of the first set, but may have a separate and distinct filter structure. The filter structure specifies unique characteristics desired of a set of investment choices, including a relationship between a benchmark performance factor value and a parameter used for determining the performance factor value range.

Abstract: Investment choices are each within a respective asset class of a defined set of asset classes. Investment choices of a first set of the investment choices (e.g., core investment choices) are within a particular asset class and have a performance factor value that is constrained by a performance factor value range defined by a filter structure. Investment choices of a second set of the investment choices (e.g., satellite investment choices) are within the particular asset class and have a performance factor value that may or may not be constrained by the performance factor value range of the first set, but may have a separate and distinct filter structure. The filter structure specifies unique characteristics desired of a set of investment choices, including a relationship between a benchmark performance factor value and a parameter used for determining the performance factor value range.

Abstract: A consultation analysis for a 401K retirement savings plan comprises a plurality of informational elements. Participant profiles are a first one of the informational elements and are provided for each one of a plurality of classes of participants in the 401K retirement savings plan. A model portfolio is a second one of the informational elements and are provided for each one of the participant profiles. At least a portion of the model portfolios include a plurality of asset classes. Designation of a plurality of performance-quantified investment choices for each one of the asset classes is a third informational element. The performance quantified investment choices are performance-quantified with respect to at least one performance factor. Designation of a plurality of suggested ones of the investment choices for each one of the asset classes is a fourth informational element.

Abstract: A method comprises determining a plurality of investment performance scores, determining a plurality of investment index performance scores and assessing each one of the investment performance scores dependent upon a respective one of the investment index. Each one of the investment performance scores corresponds to a respective investment of an investment portfolio. Each one of the investment index performance scores corresponds to a respective investment index. The respective investment index corresponds to a respective one of the investment performance scores. The method may comprise determining a collection of indices that each corresponds to a respective investment of the investment portfolio of the client, determining a composite investment index performance score dependent upon the indices, and assessing the investment portfolio dependent upon the composite investment index performance score.

Abstract: A system includes instructions configured for enabling the one or more data processing device to facilitate preparing client-specific template information and determining client-specific consulting information dependent upon the client-specific template information. The client specific template information includes performance criteria, weightings, defined investment dataset information, filters configured for refining investment dataset information and/or process instructions. Examples of client specific consulting information include investment index performance scores, performance scores of investments in an investment portfolio, objectively quantified investment choices, asset class corresponding to allocated investment within an investment portfolio, comparative performance analyses between allocated investments and non-allocated investments represented within an asset class, and other information utilized by an investor for making investment decisions.

Abstract: A system includes instructions configured for enabling the one or more data processing device to facilitate preparing client-specific template information and determining client-specific consulting information dependent upon the client-specific template information. The client specific template information includes performance criteria, weightings, defined investment dataset information, filters configured for refining investment dataset information and/or process instructions. Examples of client specific consulting information include investment index performance scores, performance scores of investments in an investment portfolio, objectively quantified investment choices, asset class corresponding to allocated investment within an investment portfolio, comparative performance analyses between allocated investments and non-allocated investments represented within an asset class, and other information utilized by an investor for making investment decisions.

Abstract: A method comprises determining a plurality of investment performance scores, determining a plurality of investment index performance scores and assessing each one of the investment performance scores dependent upon a respective one of the investment index. Each one of the investment performance scores corresponds to a respective investment of an investment portfolio. Each one of the investment index performance scores corresponds to a respective investment index. The respective investment index corresponds to a respective one of the investment performance scores. The method may comprise determining a collection of indices that each corresponds to a respective investment of the investment portfolio of the client, determining a composite investment index performance score dependent upon the indices, and assessing the investment portfolio dependent upon the composite investment index performance score.

Abstract: A system for operating equipment, aircraft or other like vessels in a smoke filled environment. The system includes a face mask configured to surround a user's eyes and form an airtight seal against the user's face. The mask includes a screen viewable by the user for displaying critical operating system information that permits continued operation of the equipment or aircraft. A signal path means provides the display screen with appropriate signals from instrument display sources of the equipment or aircraft. One embodiment of the system includes a hand-operated communication device that enables non-verbal communication with others. Another embodiment of the system includes independently powered backup instruments covering minimum critical equipment or aircraft operating conditions. The backup instruments would be coupled to the mask by the signal path means in the event that the equipment or aircraft's instruments should become inoperable due to fire and/or electrical power interruption.