Abstract: A system includes a vehicle system including one or more sensors that to monitor one or more properties related to an operation of a vehicle. The system also includes a processor that receives expected vehicle usage information from an applicant, a database, publicly available sources, or the like and receive a set of data including the one or more properties from the vehicle system. The set of data is associated with the expected vehicle usage information. The processor may then determine a premium base rate based at least in part on the set of data and a risk associated with the applicant and determine a vehicle rate based at least in part on the set of data and a risk associated with the vehicle. The processor may then display a visualization including the premium base rate and the vehicle rate on a display.

Abstract: The present invention discloses an apparatus for applying pressure to a head and/or a neck of a user. The apparatus includes an arcuate substrate for receiving a portion of the head and/or the neck of the user. A node is affixed to the substrate for engaging the user and applying a focalized pressure thereupon. A flexible member is attached to the substrate for securing the apparatus to the user and for applying tension to the substrate for generating the focalized pressure. A method for relief is disclosed for application of a pair of nodes to the suboccipital area of the user.