Patents by Inventor Eric Schindewolf

Eric Schindewolf has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Publication number: 20250005573
    Abstract: Embodiments of the invention are directed to access transactions. A gate access device may interact with a payment card such as a credit card. The gate access device may generate and transmit a first authorization request message to a payment processing network computer. The first authorization request message does not include an amount for the transaction, but only contains identification information. A first authorization response message is transmitted back to the gate access device. At a later point in time, a second authorization request message containing the transaction amount is transmitted from the gate access device to the issuer, and a response is received from the issuer.
    Type: Application
    Filed: September 5, 2024
    Publication date: January 2, 2025
    Applicant: Visa International Service Association
    Inventors: Christian Aabye, Eric Schindewolf
  • Patent number: 12112325
    Abstract: Embodiments of the invention are directed to access transactions. A gate access device may interact with a payment card such as a credit card. The gate access device may generate and transmit a first authorization request message to a payment processing network computer. The first authorization request message does not include an amount for the transaction, but only contains identification information. A first authorization response message is transmitted back to the gate access device. At a later point in time, a second authorization request message containing the transaction amount is transmitted from the gate access device to the issuer, and a response is received from the issuer.
    Type: Grant
    Filed: August 24, 2021
    Date of Patent: October 8, 2024
    Assignee: Visa International Service Association
    Inventors: Christian Aabye, Eric Schindewolf
  • Publication number: 20210383381
    Abstract: Embodiments of the invention are directed to access transactions. A gate access device may interact with a payment card such as a credit card. The gate access device may generate and transmit a first authorization request message to a payment processing network computer. The first authorization request message does not include an amount for the transaction, but only contains identification information. A first authorization response message is transmitted back to the gate access device. At a later point in time, a second authorization request message containing the transaction amount is transmitted from the gate access device to the issuer, and a response is received from the issuer.
    Type: Application
    Filed: August 24, 2021
    Publication date: December 9, 2021
    Inventors: Christian Aabye, Eric Schindewolf
  • Patent number: 11138605
    Abstract: Embodiments of the invention are directed to access transactions. A gate access device may interact with a payment card such as a credit card. The gate access device may generate and transmit a first authorization request message to a payment processing network computer. The first authorization request message does not include an amount for the transaction, but only contains identification information. A first authorization response message is transmitted back to the gate access device. At a later point in time, a second authorization request message containing the transaction amount is transmitted from the gate access device to the issuer, and a response is received from the issuer.
    Type: Grant
    Filed: June 25, 2014
    Date of Patent: October 5, 2021
    Assignee: VISA INTERNATIONAL SERVICE ASSOCIATION
    Inventors: Christian Aabye, Eric Schindewolf
  • Publication number: 20150012434
    Abstract: Embodiments of the invention are directed to access transactions. A gate access device may interact with a payment card such as a credit card. The gate access device may generate and transmit a first authorization request message to a payment processing network computer. The first authorization request message does not include an amount for the transaction, but only contains identification information. A first authorization response message is transmitted back to the gate access device. At a later point in time, a second authorization request message containing the transaction amount is transmitted from the gate access device to the issuer, and a response is received from the issuer.
    Type: Application
    Filed: June 25, 2014
    Publication date: January 8, 2015
    Inventors: Christian Aabye, Eric Schindewolf