Abstract: An Internet, communications and e-commerce platform provides a Web-based business creation environment with a managed infrastructure and business portals. The system supplies the means to build Internet-based business-to-business or business-to-consumer commerce combined with quality of service enabling self-management and information reporting via a single point of access for a variety of independent businesses in a hierarchical system. The system is designed to be an off-the-shelf solution for businesses that provides a commercial chain with which to reach the end users by leveraging the administration of commerce and communications over a network. The system provides the interfaces for distributors and agents of products and services, and also provides the interfaces for the actual end user objects, such as individual users, corporate users, telephone calling card managers.