Patents by Inventor Eric Scott Sandoz

Eric Scott Sandoz has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Publication number: 20090292628
    Abstract: The present invention provides systems, methods, and computer program products for performing validation and clearance at a transaction item level for transaction received in a batch format. Each transaction of the batch is stored separately in a storage system, such as a logical database. Typically, image data and electronic data for a transaction are stored separately in the storage system and may be linked to each other. Each transaction is separately accessible and/or updateable. Each transaction stored in the storage system is separately analyzed to validate that the transaction is at least balanced. Transactions that determined to be balanced are cleared irrespective of a balance status associated with other transactions associated with the batch of transactions, such that transactions are individually cleared as opposed to being cleared in a batch format.
    Type: Application
    Filed: May 23, 2008
    Publication date: November 26, 2009
    Applicant: BANK OF AMERICA CORPORATION
    Inventors: Eric Dryer, George Miller Abernethy, Ronald Hollander, Lowell Robert Huff, Sean Kang, Clarence E. Lee, Eric Scott Sandoz, Jeffrey Robert Woodside