Patents by Inventor Eric Skaggs

Eric Skaggs has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • APPROVING AND UPDATING DYNAMIC MORTGAGE APPLICATIONS
    Publication number: 20240265444
    Abstract: A system and computer-implemented method for approving a dynamic mortgage application. In one aspect, the method may include determining a customer is approved for a mortgage and determining a real estate property is mortgage ready, including calculating an appraisal value for the real estate property based upon the information about the real property retrieved from a computer file or memory location/address (such as by using a machine learning or artificial intelligence algorithm). The method may still further include comparing the calculated amount the customer is approved for a mortgage loan with the calculated appraisal value of the real estate property; and approving the mortgage application of the customer for the real estate property when the calculated amount the customer is approved for the mortgage loan meets, or exceeds, the calculated appraisal value of the real estate property.
    Type: Application
    Filed: April 22, 2024
    Publication date: August 8, 2024
    Inventors: Benjamin Tarmann, Richard R. Rhodes, Lokesh Awasthy, Denise DeRoeck, Eric Skaggs, Jacob J. Alt, Shanna L. Phillips, Shyam Tummala, Matthew S. Meierotto, Richard D. Groonwald, Brian J. Hughes
  • Dynamic data-driven consolidation of user interface interactions requesting roadside assistance
    Patent number: 11829577
    Abstract: A computer-implemented method for dynamic, data-driven consolidation of user interface interactions requesting roadside assistance. The method includes identifying a data objective requiring user data, accessing user data, and determining whether the user data satisfies a confidence threshold. Based at least in part on the confidence threshold determination, one of a first data objective representation and a second data objective representation is displayed. A request for roadside assistance—following satisfaction of the confidence threshold—is also issued.
    Type: Grant
    Filed: November 15, 2021
    Date of Patent: November 28, 2023
    Assignee: State Farm Mutual Automobile Insurance Company
    Inventors: Ivan D. Hall, Billy Simonovich, Michelle Delynn Adler, Jose Gonzalez, Eric Skaggs, Nicole LeClair, Andrea Foster, Jason Beckman, Josh Schumann, Kevin Scott Lenz, Ritesh Saraf, Eric Brown
  • DYNAMIC DATA-DRIVEN CONSOLIDATION OF USER INTERFACE INTERACTIONS REQUESTING ROADSIDE ASSISTANCE
    Publication number: 20220147531
    Abstract: A computer-implemented method for dynamic, data-driven consolidation of user interface interactions requesting roadside assistance. The method includes identifying a data objective requiring user data, accessing user data, and determining whether the user data satisfies a confidence threshold. Based at least in part on the confidence threshold determination, one of a first data objective representation and a second data objective representation is displayed. A request for roadside assistance—following satisfaction of the confidence threshold—is also issued.
    Type: Application
    Filed: November 15, 2021
    Publication date: May 12, 2022
    Applicant: STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANY
    Inventors: Ivan D. Hall, Billy Simonovich, Michelle Delynn Adler, Jose Gonzalez, Eric Skaggs, Nicole LeClair, Andrea Foster, Jason Beckman, Josh Schumann, Kevin Scott Lenz, Ritesh Saraf, Eric Brown
  • Dynamic data-driven consolidation of user interface interactions requesting roadside assistance
    Patent number: 11204682
    Abstract: A computer-implemented method for dynamic, data-driven consolidation of user interface interactions requesting roadside assistance. The method includes identifying a data objective requiring user data, accessing user data, and determining whether the user data satisfies a confidence threshold. Based at least in part on the confidence threshold determination, one of a first data objective representation and a second data objective representation is displayed. A request for roadside assistance—following satisfaction of the confidence threshold—is also issued.
    Type: Grant
    Filed: October 29, 2018
    Date of Patent: December 21, 2021
    Assignee: State Farm Mutual Automobile Insurance Company
    Inventors: Ivan D. Hall, Billy Simonovich, Michelle Delynn Adler, Jose Gonzalez, Eric Skaggs, Nicole LeClair, Andrea Foster, Jason Beckman, Josh Schumann, Kevin Scott Lenz, Ritesh Saraf, Eric Brown