Abstract: A fuel cell device (10) for generating electricity from hydrogen and oxygen and comprising a membrane electrode assembly (MEA) (12) and a bipolar separator plate (BSP) (14) supported adjacent and generally parallel to the membrane electrode assembly. A contact array (18, 64) provides electrical contact between the MEA and the BSP. The contact array comprises a plurality of compliant electrical contacts (20) that may be partibly retained between the MEA and the BSP.

Abstract: A method including establishing a commission-free fee-based brokerage account for a client and maintaining a balance between the account's fee, its investment activity and services received, and compensation to a financial advisor of the client. Customized flat fee pricing can be calculated based on investment objectives, risk tolerances, asset mix, asset size, expected trading patterns, utilization of other firm services and the client account relationship (the existence of other accounts of that client with the firm). Systems calculate and recommend a fee to the financial advisor, who then negotiates with the client and determines a final fee. This dynamic pricing process includes a compensation adjustment to the financial advisor under certain pricing and trading scenarios.