Patents by Inventor Erica Ulrich
Erica Ulrich has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).
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Publication number: 20240259363Abstract: Systems and techniques for an system are described herein. In an example, an adaptive authentication system is adapted to receive a request at a first entity from a second entity for secure data of a user, where the second entity is remote from the first entity. The adaptive authentication system may be further adapted to transmit a prompt to a user device associated with the user for authentication of the user and authentication of the request. The adaptive authentication system may be further adapted to receive a response to the prompt and authenticate the user and the request based on the response. The adaptive authentication system may be further adapted to transmit the secure data of the user to the second entity.Type: ApplicationFiled: April 11, 2024Publication date: August 1, 2024Inventors: Harlan H. Bloom, Lizmari Brignoni, Mark David Castonguay, Lisa Munter Clarke, Upul D. Hanwella, Traci H. Nguyen, Erica Ulrich
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Patent number: 11973747Abstract: Systems and techniques for an adaptive authentication system are described herein. In an example, an adaptive authentication system is adapted to receive a request at a first entity from a second entity for secure data of a user, where the second entity is remote from the first entity. The adaptive authentication system may be further adapted to transmit a prompt to a user device associated with the user for authentication of the user and authentication of the request. The adaptive authentication system may be further adapted to receive a response to the prompt and authenticate the user and the request based on the response. The adaptive authentication system may be further adapted to transmit the secure data of the user to the second entity.Type: GrantFiled: May 12, 2023Date of Patent: April 30, 2024Assignee: Wells Fargo Bank, N.A.Inventors: Harlan H. Bloom, Lizmari Brignoni, Mark David Castonguay, Lisa Munter Clarke, Upul D. Hanwella, Traci H. Nguyen, Erica Ulrich
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Publication number: 20230283599Abstract: Systems and techniques for an adaptive authentication system are described herein. In an example, an adaptive authentication system is adapted to receive a request at a first entity from a second entity for secure data of a user, where the second entity is remote from the first entity. The adaptive authentication system may be further adapted to transmit a prompt to a user device associated with the user for authentication of the user and authentication of the request. The adaptive authentication system may be further adapted to receive a response to the prompt and authenticate the user and the request based on the response. The adaptive authentication system may be further adapted to transmit the secure data of the user to the second entity.Type: ApplicationFiled: May 12, 2023Publication date: September 7, 2023Inventors: Harlan H. Bloom, Lizmari Brignoni, Mark David Castonguay, Lisa Munter Clarke, Upul D. Hanwella, Traci H. Nguyen, Erica Ulrich
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Patent number: 11736474Abstract: A method may include receiving a data file including a plurality of tuples, each respective tuple including a username and password; matching a username from a tuple in the data file to a username of an account stored in an account database; determining that the password from the tuple matches a password for the account; in response to the determining indicating a match, setting a security flag for the account identifying the account as compromised; subsequent to the security flag being set, receiving a login request with validated credentials for the account from a computing device; and in response to the login request, transmitting a request to the computing device to modify the password for the account.Type: GrantFiled: October 28, 2022Date of Patent: August 22, 2023Assignee: Wells Fargo Bank, N.A.Inventors: Erica Ulrich, Lizmari Brignoni, Jason Britt, Tobe B. Bassior, Mark David Castonguay
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Patent number: 11677731Abstract: Systems and techniques for an adaptive authentication system are described herein. In an example, an adaptive authentication system is adapted to receive a request at a first entity from a second entity for secure data of a user, where the second entity is remote from the first entity. The adaptive authentication system may be further adapted to transmit a prompt to a user device associated with the user for authentication of the user and authentication of the request. The adaptive authentication system may be further adapted to receive a response to the prompt and authenticate the user and the request based on the response. The adaptive authentication system may be further adapted to transmit the secure data of the user to the second entity.Type: GrantFiled: April 29, 2020Date of Patent: June 13, 2023Assignee: Wells Fargo Bank, N.A.Inventors: Harlan H. Bloom, Lizmari Brignoni, Mark David Castonguay, Lisa Munter Clarke, Upul D. Hanwella, Traci H. Nguyen, Erica Ulrich
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Patent number: 11489829Abstract: A method may include receiving a data file including a plurality of tuples, each respective tuple including a username and password; matching a username from a tuple in the data file to a username of an account stored in an account database; determining that the password from the tuple matches a password for the account; in response to the determining indicating a match, setting a security flag for the account identifying the account as compromised; subsequent to the security flag being set, receiving a login request with validated credentials for the account from a computing device; and in response to the login request, transmitting a request to the computing device to modify the password for the account.Type: GrantFiled: December 19, 2019Date of Patent: November 1, 2022Assignee: Wells Fargo Bank, N.A.Inventors: Erica Ulrich, Lizmari Brignoni, Jason Britt, Tobe B. Bassior, Mark David Castonguay
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Publication number: 20210365922Abstract: Systems and techniques for a device controls system are described herein. In an example, a device control system for managing access to personal account data is adapted to receive, from a user device, a set of personalized transaction rules for an account of a user. Each personalized transaction rule may indicate a set of transactional parameters for permitting transactions with a service. The system may be further adapted to receive a transaction request from the service. The transaction request may include contextual data related to the transaction request. The system may be further adapted to determine that the contextual data meets the respective transactional parameters of a personalized transaction rule of the set of personalized transaction rules. The system may be further adapted to transmit, to the service, an indication of permission for the transaction request.Type: ApplicationFiled: May 20, 2020Publication date: November 25, 2021Inventors: Harlan H. Bloom, Lizmari Brignoni, Mark David Castonguay, Lisa Munter Clarke, Upul D. Hanwella, Traci H. Nguyen, Erica Ulrich
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Publication number: 20210344659Abstract: Systems and techniques for an adaptive authentication system are described herein. In an example, an adaptive authentication system is adapted to receive a request at a first entity from a second entity for secure data of a user, where the second entity is remote from the first entity. The adaptive authentication system may be further adapted to transmit a prompt to a user device associated with the user for authentication of the user and authentication of the request. The adaptive authentication system may be further adapted to receive a response to the prompt and authenticate the user and the request based on the response. The adaptive authentication system may be further adapted to transmit the secure data of the user to the second entity.Type: ApplicationFiled: April 29, 2020Publication date: November 4, 2021Inventors: Harlan H. Bloom, Lizmari Brignoni, Mark David Castonguay, Lisa Munter Clarke, Upul D. Hanwella, Traci H. Nguyen, Erica Ulrich