Patents by Inventor Erik Cauwenberg

Erik Cauwenberg has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Systems And Methods For Controlling Payment And Information Flows In Payment-By Card Networks
    Publication number: 20100288834
    Abstract: A system and method for processing payment transactions made in the commerce using diverse payment device types. A centralized transaction processing platform is integrated with a standard payment-by-card industry network to process transactions made using different payment device types in the same manner as a conventional credit or debit card transaction. A single platform can provide a range of secure, flexible physical and virtual world payment solutions for all devices types including physical and virtual cards, RFID, mobile, etc.
    Type: Application
    Filed: March 5, 2008
    Publication date: November 18, 2010
    Inventors: Mikael Tichelaer, Jorn Lambert, Erik Cauwenberg