Patents by Inventor Erik Christopher Friend

Erik Christopher Friend has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Patent number: 11824838
    Abstract: Methods and systems disclosed herein relate to providing a receiving entity with a package of assertions. A package of assertions may include a group of yes or no statements (e.g., as an answer to a question). Alternatively, or additionally, a package of assertions may comprise a clustered assertion, which is a singular yes or no statement, that is itself based on a set of underlying assertions made using information from one or more sources. A particular type of package of assertions may be selected based on the relying entity requesting the assertions, based on an assertions model. The package of assertions may be cryptographically secured.
    Type: Grant
    Filed: March 30, 2022
    Date of Patent: November 21, 2023
    Assignee: Visa International Service Association
    Inventors: Michael Steven Bankston, Erik Christopher Friend, Jerry Wald, Victor Zhiltsov
  • Patent number: 11663590
    Abstract: Disclosed are methods and systems for enabling a package of assertions to be provided to a relying entity seeking to interact with an account. A server computer may receive, from a relying entity, a request for assertions, wherein the request for assertions includes an identifier of the relying entity and a hash of an identifier of an account. The server computer may determine an assertions model based on the identifier of the relying entity. The server computer may retrieve a package of assertions associated with the account based on the assertions model and the hash of the identifier of the account. The server computer may transmit the package of assertions to the relying entity.
    Type: Grant
    Filed: March 15, 2019
    Date of Patent: May 30, 2023
    Assignee: VISA INTERNATIONAL SERVICE ASSOCIATION
    Inventors: Michael Steven Bankston, Erik Christopher Friend, Jerry Wald
  • Publication number: 20220303248
    Abstract: Methods and systems disclosed herein relate to providing a receiving entity with a package of assertions. A package of assertions may include a group of yes or no statements (e.g., as an answer to a question). Alternatively, or additionally, a package of assertions may comprise a clustered assertion, which is a singular yes or no statement, that is itself based on a set of underlying assertions made using information from one or more sources. A particular type of package of assertions may be selected based on the relying entity requesting the assertions, based on an assertions model. The package of assertions may be cryptographically secured.
    Type: Application
    Filed: March 30, 2022
    Publication date: September 22, 2022
    Inventors: Michael Steven Bankston, Erik Christopher Friend, Jerry Wald, Victor Zhiltsov
  • Patent number: 11323420
    Abstract: Methods and systems disclosed herein relate to providing a receiving entity with a package of assertions. A package of assertions may include a group of yes or no statements (e.g., as an answer to a question). Alternatively, or additionally, a package of assertions may comprise a clustered assertion, which is a singular yes or no statement, that is itself based on a set of underlying assertions made using information from one or more sources. A particular type of package of assertions may be selected based on the relying entity requesting the assertions, based on an assertions model. The package of assertions may be cryptographically secured.
    Type: Grant
    Filed: November 16, 2018
    Date of Patent: May 3, 2022
    Assignee: Visa International Service Association
    Inventors: Michael Steven Bankston, Erik Christopher Friend, Jerry Wald, Victor Zhiltsov
  • Publication number: 20220046023
    Abstract: A system and method are provided which include receiving, from a first application on a user device, an indication that a user has been authenticated and receiving, from a second application on the user device, an indication that the user is detected. The user device receives the indication that the user is detected from a wearable device on the user. Based on receiving the two indications within a time period, a trust token is generated or maintained for the user.
    Type: Application
    Filed: December 10, 2019
    Publication date: February 10, 2022
    Inventors: Erik Christopher Friend, Michael Steven Bankston
  • Publication number: 20210374728
    Abstract: Disclosed are methods and systems for enabling a package of assertions to be provided to a relying entity seeking to interact with an account. A server computer may receive, from a relying entity, a request for assertions, wherein the request for assertions includes an identifier of the relying entity and a hash of an identifier of an account. The server computer may determine an assertions model based on the identifier of the relying entity. The server computer may retrieve a package of assertions associated with the account based on the assertions model and the hash of the identifier of the account. The server computer may transmit the package of assertions to the relying entity.
    Type: Application
    Filed: March 15, 2019
    Publication date: December 2, 2021
    Inventors: Michael Steven Bankston, Erik Christopher Friend, Jerry Wald
  • Publication number: 20210350369
    Abstract: Disclosed are methods and systems for enabling an assertion to be provided to a relying entity that is associated with a discount or digital coupon for an item in a transaction. The assertion may indicate an interaction by a user device with a digital indicator associated with the item and/or a resource provider offering the item. The assertion may be associated with a user and redeemed at a later time to apply a discount for an item involved in a transaction. The assertion may indicate an interaction with a digital indicator at one location for an item and redeemed at another location, including an online transaction, for the same item.
    Type: Application
    Filed: September 20, 2019
    Publication date: November 11, 2021
    Inventors: Michael Steven Bankston, Erik Christopher Friend
  • Publication number: 20200252408
    Abstract: A system and method are provided which include receiving, by a server computer from a trusted entity computer, user data corresponding to a user. Based on the user data, the server computer determines a set of assertions for the user. The server computer receives, from a relying entity, an assertion request for the user. Responsive to the assertion request, the server computer provides, to the relying entity, an assertion, of the set of assertions. The relying entity thereby grants the user a particular type of account based on the assertion.
    Type: Application
    Filed: January 30, 2020
    Publication date: August 6, 2020
    Inventors: Michael Steven Bankston, Erik Christopher Friend
  • Publication number: 20190149524
    Abstract: Methods and systems disclosed herein relate to providing a receiving entity with a package of assertions. A package of assertions may include a group of yes or no statements (e.g., as an answer to a question). Alternatively, or additionally, a package of assertions may comprise a clustered assertion, which is a singular yes or no statement, that is itself based on a set of underlying assertions made using information from one or more sources. A particular type of package of assertions may be selected based on the relying entity requesting the assertions, based on an assertions model. The package of assertions may be cryptographically secured.
    Type: Application
    Filed: November 16, 2018
    Publication date: May 16, 2019
    Inventors: Michael Steven Bankston, Erik Christopher Friend, Jerry Wald, Victor Zhiltsov