Patents by Inventor Erik John Rehder

Erik John Rehder has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Methods and apparatuses for customized credit card recommendations
    Patent number: 11580598
    Abstract: A credit card recommendation system for recommending credit cards to a user can be based on the consumer's estimated monthly spend, estimated spend across a plurality of categories, and user credit data. The credit card recommendation system can filter credit cards based on a likelihood of approval for the user. The credit card recommendation can determine a reward valuation and an adjustment valuation by assessing user spend and the characteristics corresponding to the credit card. The credit card recommendation can train a model to score credit cards for users, and apply specific user data to the model to determine a credit card score particular to the user.
    Type: Grant
    Filed: March 25, 2022
    Date of Patent: February 14, 2023
    Assignee: Consumerlnfo.com, Inc.
    Inventors: Erik John Rehder, Elias John Tuma, Andrew Alexander Charles Scott, Rakesh Patel, Christine Marie Brueggeman
  • Methods and apparatuses for customized card recommendations
    Patent number: 11315179
    Abstract: A credit card recommendation system for recommending credit cards to a user can be based on the consumer's estimated monthly spend, estimated spend across a plurality of categories, and user credit data. The credit card recommendation system can filter credit cards based on a likelihood of approval for the user. The credit card recommendation can determine a reward valuation and an adjustment valuation by assessing user spend and the characteristics corresponding to the credit card. The credit card recommendation can train a model to score credit cards for users, and apply specific user data to the model to determine a credit card score particular to the user.
    Type: Grant
    Filed: November 15, 2019
    Date of Patent: April 26, 2022
    Assignee: ConsumerInfo.com, Inc.
    Inventors: Erik John Rehder, Elias John Tuma, Andrew Alexander Charles Scott, Rakesh Patel, Christine Marie Brueggeman