Patents by Inventor Erik Peter Hjermstad
Erik Peter Hjermstad has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).
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Patent number: 11886519Abstract: One aspect of the subject matter described herein comprises a database management system. The database management system comprises a communication circuit, an interface, and a processor. The communication circuit receives information from databases via a communication network. The interface allows user operation and interaction via the communication network and the database management system. The processor provides data to and receives data from the interface, including a plurality of alphanumeric records comprising at least one unique identifier, obtains database records from other databases for each unique identifier, identifies a number of alphanumeric records in the plurality having events in their histories, determines a percentage of alphanumeric records in the plurality having negative events in their histories, generates a report including the determined percentages, and conveys the report to the user.Type: GrantFiled: December 14, 2022Date of Patent: January 30, 2024Assignee: EXPERIAN INFORMATION SOLUTIONS, INC.Inventors: Kirsten Marie Von Busch, Ryan B. Cain, Dominic Edward DeGuiseppe, Wen Zhang, Erik Peter Hjermstad
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Patent number: 11790269Abstract: Embodiments of a system may comprise databases and a processor that accesses a first database and verifies that each of the plurality of client records conforms to a set of formatting guidelines and filters the records in the first database into a vehicle data subfile and a client data subfile, monitors the records in the vehicle and client data subfiles for a trigger event, generates one or more dynamic models for determining a likelihood that a client will perform an action based on the trigger event, applies the generated dynamic model(s) to generate at least one score value associated with the record including the trigger event, and generates a notification including one or more of the generated at least one score value, the one or more trigger event records, and information associated with the one or more trigger event records for transmission to a user.Type: GrantFiled: September 27, 2021Date of Patent: October 17, 2023Assignee: Experian Information Solutions, Inc.Inventors: Erik Peter Hjermstad, Tony T. Morris, Heidi Beth Haupt, Jennifer Kuhr Schwartz
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Patent number: 11640433Abstract: Embodiments of a system may comprise databases and a processor that receives a first filter item and a database filter item, generates a first database based on the first filter item, integrate data from the first database into the user database to create an updated plurality of user records, generate a second database based on a selected set of records, in the updated plurality of user records, corresponding to the database filter item, determine metrics that correspond to the second database, generate a model to segregate the second database using the metrics, receive criteria, compare the segregated second database with the criteria to remove records that do not meet the criteria, cause a subsequent update to the updated second database to integrate data from the event database to create an updated diminished second database, and generate a notification including information included in the updated diminished second database.Type: GrantFiled: May 9, 2022Date of Patent: May 2, 2023Assignee: Experian Information Solutions, Inc.Inventors: Erik Peter Hjermstad, Tony T. Morris, Jennifer Kuhr Schwartz, Heidi Beth Haupt
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Patent number: 11568005Abstract: One aspect of the subject matter described herein comprises a database management system. The database management system comprises a communication circuit, an interface, and a processor. The communication circuit receives information from databases via a communication network. The interface allows user operation and interaction via the communication network and the database management system. The processor provides data to and receives data from the interface, including a plurality of alphanumeric records comprising at least one unique identifier, obtains database records from other databases for each unique identifier, identifies a number of alphanumeric records in the plurality having events in their histories, determines a percentage of alphanumeric records in the plurality having negative events in their histories, generates a report including the determined percentages, and conveys the report to the user.Type: GrantFiled: November 17, 2021Date of Patent: January 31, 2023Assignee: EXPERIAN INFORMATION SOLUTIONS, INC.Inventors: Kirsten Marie Von Busch, Ryan B. Cain, Dominic Edward DeGuiseppe, Wen Zhang, Erik Peter Hjermstad
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Patent number: 11366860Abstract: Embodiments of a system may comprise databases and a processor that receives a first filter item and a database filter item, generates a first database based on the first filter item, integrate data from the first database into the user database to create an updated plurality of user records, generate a second database based on a selected set of records, in the updated plurality of user records, corresponding to the database filter item, determine metrics that correspond to the second database, generate a model to segregate the second database using the metrics, receive criteria, compare the segregated second database with the criteria to remove records that do not meet the criteria, cause a subsequent update to the updated second database to integrate data from the event database to create an updated diminished second database, and generate a notification including information included in the updated diminished second database.Type: GrantFiled: July 16, 2020Date of Patent: June 21, 2022Assignee: Experian Information Solutions, Inc.Inventors: Erik Peter Hjermstad, Tony T. Morris, Jennifer Kuhr Schwartz, Heidi Beth Haupt
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Patent number: 11210351Abstract: One aspect of the subject matter described herein comprises a database management system. The database management system comprises a communication circuit, an interface, and a processor. The communication circuit receives information from databases via a communication network. The interface allows user operation and interaction via the communication network and the database management system. The processor provides data to and receives data from the interface, including a plurality of alphanumeric records comprising at least one unique identifier, obtains database records from other databases for each unique identifier, identifies a number of alphanumeric records in the plurality having events in their histories, determines a percentage of alphanumeric records in the plurality having negative events in their histories, generates a report including the determined percentages, and conveys the report to the user.Type: GrantFiled: July 24, 2019Date of Patent: December 28, 2021Assignee: EXPERIAN INFORMATION SOLUTIONS, INC.Inventors: Kirsten Marie Von Busch, Ryan B. Cain, Dominic Edward DeGuiseppe, Wen Zhang, Erik Peter Hjermstad
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Patent number: 11157835Abstract: Embodiments of a system may comprise databases and a processor that accesses a first database and verifies that each of the plurality of client records conforms to a set of formatting guidelines and filters the records in the first database into a vehicle data subfile and a client data subfile, monitors the records in the vehicle and client data subfiles for a trigger event, generates one or more dynamic models for determining a likelihood that a client will perform an action based on the trigger event, applies the generated dynamic model(s) to generate at least one score value associated with the record including the trigger event, and generates a notification including one or more of the generated at least one score value, the one or more trigger event records, and information associated with the one or more trigger event records for transmission to a user.Type: GrantFiled: January 11, 2019Date of Patent: October 26, 2021Assignee: EXPERIAN INFORMATION SOLUTIONS, INC.Inventors: Erik Peter Hjermstad, Tony T. Morris, Heidi Beth Haupt, Jennifer Kuhr Schwartz
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Patent number: 10740404Abstract: Embodiments of a system may comprise databases and a processor that receives a first filter item and a database filter item, generates a first database based on the first filter item, integrate data from the first database into the user database to create an updated plurality of user records, generate a second database based on a selected set of records, in the updated plurality of user records, corresponding to the database filter item, determine metrics that correspond to the second database, generate a model to segregate the second database using the metrics, receive criteria, compare the segregated second database with the criteria to remove records that do not meet the criteria, cause a subsequent update to the updated second database to integrate data from the event database to create an updated diminished second database, and generate a notification including information included in the updated diminished second database.Type: GrantFiled: January 11, 2019Date of Patent: August 11, 2020Assignee: Experian Information Solutions, Inc.Inventors: Erik Peter Hjermstad, Tony T. Morris, Jennifer Kuhr Schwartz, Heidi Beth Haupt
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Patent number: 10565181Abstract: Embodiments of a data processing system is disclosed for accessing databases and generating notifications.Type: GrantFiled: March 7, 2018Date of Patent: February 18, 2020Assignee: Experian Information Solutions, Inc.Inventors: Erik Peter Hjermstad, Tony T. Morris, Jennifer Kuhr Schwartz, Heidi Beth Haupt
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Patent number: 10409867Abstract: One aspect of the subject matter described herein comprises a database management system. The database management system comprises a communication circuit, an interface, and a processor. The communication circuit receives information from databases via a communication network. The interface allows user operation and interaction via the communication network and the database management system. The processor provides data to and receives data from the interface, including a plurality of alphanumeric records comprising at least one unique identifier, obtains database records from other databases for each unique identifier, identifies a number of alphanumeric records in the plurality having events in their histories, determines a percentage of alphanumeric records in the plurality having negative events in their histories, generates a report including the determined percentages, and conveys the report to the user.Type: GrantFiled: June 15, 2017Date of Patent: September 10, 2019Assignee: Experian Information Solutions, Inc.Inventors: Kirsten Marie Von Busch, Ryan B. Cain, Dominic Edward DeGuiseppe, Wen Zhang, Erik Peter Hjermstad