Patents by Inventor Erik Skyten

Erik Skyten has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Publication number: 20240303748
    Abstract: Systems and methods for determining an event and resulting damage using crowdsourced data are disclosed. A computer-implemented method in accordance with the present disclosure may comprise (i) receiving hazard event data; (ii) retrieving supplemental hazard event data (e.g., crowdsourced, donated, and/or public text data, image data, video data, and/or audio data) associated with the hazard event; (iii) applying the supplemental hazard event data to the trained event assessment model to generate model outputs; (iv) determining a recommendation based upon model outputs; and (v) transmitting a message.
    Type: Application
    Filed: March 6, 2024
    Publication date: September 12, 2024
    Inventors: Rick Lovings, Jody A. Thoele, Erik Skyten, Joann C. Yant, Joshua Sutter, Miguel A. Garcia-Peguero, Shawn R. Harbaugh, Tishauna Wilson
  • Publication number: 20240303747
    Abstract: A computer system may include at least one memory and at least one processor in communication with the at least one memory. The processor may be programmed to: (1) receive photographic data including one or more images of a structure; (2) in response to receiving the photographic data, apply the photographic data to a structure assessment model configured to determine a structural status of the structure, wherein the structure assessment model is trained using historical photographic data including a plurality of historical images of structures; (3) receive an output from the structure assessment model, wherein the output at least one determined characteristic of the structure; and/or (4) based upon the output, transmit a message to a user computing device associated with the structure that causes display of the determined characteristic.
    Type: Application
    Filed: March 6, 2024
    Publication date: September 12, 2024
    Inventors: Rick Lovings, Jody A. Thoele, Erik Skyten, Joann C. Yant, Joshua Sutter, Miguel A. Garcia-Peguero, Shawn R. Harbaugh, Tishauna Wilson
  • Publication number: 20240303795
    Abstract: A computer system may include at least one memory and at least one processor in communication with the at least one memory. The processor may be programmed to: (1) receive photographic data including one or more images of a structure; (2) in response to receiving the photographic data, apply the photographic data to a structure assessment model configured to determine a structural status of the structure, wherein the structure assessment model is trained using historical photographic data including a plurality of historical images of structures; (3) receive an output from the structure assessment model, wherein the output at least one determined characteristic of the structure; and/or (4) based upon the output, transmit a message to a user computing device associated with the structure that causes display of the determined characteristic.
    Type: Application
    Filed: March 6, 2024
    Publication date: September 12, 2024
    Inventors: Rick Lovings, Jody A. Thoele, Erik Skyten, Joann C. Yant, Joshua Sutter, Miguel A. Garcia-Peguero, Shawn R. Harbaugh, Tishauna Wilson
  • Publication number: 20240062306
    Abstract: Systems and methods are described for performing analysis of parametric events. The method may include: (1) receiving weather data from a weather oracle network; (2) calculating, using a first trained machine learning algorithm, a likelihood of a trigger activation for a parametric event (or a trigger event) for a user based at least upon the weather data; (3) calculating, using a second trained machine learning algorithm, an estimated loss for the user based at least upon the likelihood of the trigger activation; (4) determining an initial coverage for the user; and (5) determining whether to offer the user updated coverage for the parametric event based at least upon a comparison of the initial coverage and the estimated loss for the user.
    Type: Application
    Filed: October 10, 2022
    Publication date: February 22, 2024
    Inventors: Ryan Michael Gross, M Eric Riley, SR., Jody Ann Thoele, Jordan Jeffers, Shawn Renee Harbaugh, Rick Lovings, Joann C. Yant, Jenny L. Jacobs, Erik Skyten
  • Publication number: 20230351379
    Abstract: Systems and methods are disclosed for generating one or more smart contracts for deployment onto a blockchain. The systems and methods may include (1) receiving vehicle sensor data generated from sensors mounted on or within (a) one or more vehicles, or (b) electronic devices; (2) analyzing the vehicle sensor data to determine one or more parametric events, wherein each of the parametric events is associated with a corresponding severity of loss; (3) generating, for each of the one or more parametric events, a corresponding smart contract that is configured to (i) receive a transaction from a computing device, and (ii) automatically execute on the blockchain when the transaction indicates that a parametric event corresponding to the smart contract has occurred; and (4) deploying the smart contract at a particular address on the blockchain.
    Type: Application
    Filed: April 14, 2023
    Publication date: November 2, 2023
    Inventors: EllaKate LeFebre, Darnell Frazier, Zaki Goumandakoye, Kerry Lynne Cote, Kimberly Christine Kloeppel, Steve Amancha, Erik Skyten, Moinur Rahman, Jerome Scott Trayer, Kimberly Doak-Wigginton, Heath Crossland
  • Publication number: 20230351340
    Abstract: Systems and methods are disclosed for generating one or more smart contracts for deployment onto a blockchain. The systems and methods may include (1) receiving vehicle sensor data generated from sensors mounted on or within (a) one or more vehicles, or (b) electronic devices; (2) analyzing the vehicle sensor data to determine one or more parametric events, wherein each of the parametric events is associated with a corresponding severity of loss; (3) generating, for each of the one or more parametric events, a corresponding smart contract that is configured to (i) receive a transaction from a computing device, and (ii) automatically execute on the blockchain when the transaction indicates that a parametric event corresponding to the smart contract has occurred; and (4) deploying the smart contract at a particular address on the blockchain.
    Type: Application
    Filed: April 14, 2023
    Publication date: November 2, 2023
    Inventors: EllaKate LeFebre, Darnell Frazier, Zaki Goumandakoye, Kerry Lynne Cote, Kimberly Christine Kloeppel, Steve Amancha, Erik Skyten, Moinur Rahman, Jerome Scott Trayer, Kimberly Doak-Wigginton, Heath Crossland
  • Publication number: 20230351380
    Abstract: Systems and methods are disclosed for generating one or more smart contracts for deployment onto a blockchain. The systems and methods may include (1) receiving vehicle sensor data generated from sensors mounted on or within (a) one or more vehicles, or (b) electronic devices; (2) analyzing the vehicle sensor data to determine one or more parametric events, wherein each of the parametric events is associated with a corresponding severity of loss; (3) generating, for each of the one or more parametric events, a corresponding smart contract that is configured to (i) receive a transaction from a computing device, and (ii) automatically execute on the blockchain when the transaction indicates that a parametric event corresponding to the smart contract has occurred; and (4) deploying the smart contract at a particular address on the blockchain.
    Type: Application
    Filed: April 14, 2023
    Publication date: November 2, 2023
    Inventors: EllaKate LeFebre, Darnell Frazier, Zaki Goumandakoye, Kerry Lynne Cote, Kimberly Christine Kloeppel, Steve Amancha, Erik Skyten, Moinur Rahman, Jerome Scott Trayer, Kimberly Doak-Wigginton, Heath Crossland