Patents by Inventor Erik VIRBITSKY

Erik VIRBITSKY has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Publication number: 20240420229
    Abstract: A system may identify, using a machine learning model, a series of recurring events associated with an account and may generate, using the machine learning model, a prediction of a future date on which a predicted event, associated with the series of recurring events, is to occur. The system may determine that a condition associated with the account is satisfied and may determine that a current date is within a threshold number of days of the future date based on the prediction of the future date. The system may transmit, to a user device, a notification based on determining that the current date is within the threshold number of days of the future date and that the condition associated with the account is satisfied, wherein the notification includes information for presentation of an input element that enables an action to be performed in connection with the account.
    Type: Application
    Filed: August 28, 2024
    Publication date: December 19, 2024
    Inventors: Stephen JORDAN, Brad GISKA, Marisa LEE, Erik VIRBITSKY, Sean EASTER, James RICKS
  • Publication number: 20220366488
    Abstract: A system may identify, using a machine learning model, a series of recurring events associated with an account and may generate, using the machine learning model, a prediction of a future date on which a predicted event, associated with the series of recurring events, is to occur. The system may determine that a condition associated with the account is satisfied and may determine that a current date is within a threshold number of days of the future date based on the prediction of the future date. The system may transmit, to a user device, a notification based on determining that the current date is within the threshold number of days of the future date and that the condition associated with the account is satisfied, wherein the notification includes information for presentation of an input element that enables an action to be performed in connection with the account.
    Type: Application
    Filed: May 17, 2021
    Publication date: November 17, 2022
    Inventors: Stephen JORDAN, Brad GISKA, Marisa LEE, Erik VIRBITSKY, Sean EASTER, James RICKS
  • Publication number: 20210117990
    Abstract: A method is disclosed, comprising: aggregating a plurality of sets of transactions, each set of transactions comprising transactions related to an account-merchant pairing; determining variables characterizing a recurrence period based on transaction dates of the transactions in the each set; predicting the recurrence period for a transaction related to the account-merchant pairing for each customer of the plurality of customers; aggregating another set of transactions between the plurality of customers and the merchant; evaluating a distribution of the recurrence period for each customer within range of a distant point; and based on the evaluation of the distribution of the recurrence period for each customer, generating a probability of the merchant having a recurrent transaction with the customer. The account-merchant pairing may comprise a customer account and a merchant of a plurality of customers and merchants.
    Type: Application
    Filed: October 18, 2019
    Publication date: April 22, 2021
    Applicant: Capital One Services, LLC
    Inventors: Daniel JUMPER, Jeremy GERSTLE, Olufemi ANTHONY, Jonathan BOROUMAND, Erik VIRBITSKY, Michael WALTERS, Aniver BOSEDE