Patents by Inventor Erika Garza

Erika Garza has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Systems and methods to evaluate application data
    Patent number: 11625788
    Abstract: The present disclosure introduces systems and methods to evaluate application data. A computer system to evaluate application data is described. In one embodiment, a data module may be used to receive application data and validate the application data against at least one secondary data source. A predictive modeling module may be used to model the application data by applying predictive analytics. Further, a confidence level module may be used to calculate a confidence level factor and at least one aggregate degree of confidence level to evaluate an application. Other embodiments are also described.
    Type: Grant
    Filed: February 28, 2018
    Date of Patent: April 11, 2023
    Assignee: United Services Automobile Association (“USAA”)
    Inventors: Erika Garza, Troy Avon Brocker, Mark Ginther
  • Systems and methods to evaluate application data
    Patent number: 8694340
    Abstract: The present disclosure introduces systems and methods to evaluate application data. A computer system to evaluate application data is described. In one embodiment, a data module may be used to receive application data and validate the application data against at least one secondary data source. A predictive modeling module may be used to model the application data by applying predictive analytics. Further, a confidence level module may be used to calculate a confidence level factor and at least one aggregate degree of confidence level to evaluate an application. Other embodiments are also described.
    Type: Grant
    Filed: February 21, 2012
    Date of Patent: April 8, 2014
    Assignee: United Services Automobile Association
    Inventors: Erika Garza, Troy Avon Brocker, Mark Ginther
  • Systems and methods to evaluate application data
    Publication number: 20120221359
    Abstract: The present disclosure introduces systems and methods to evaluate application data. A computer system to evaluate application data is described. In one embodiment, a data module may be used to receive application data and validate the application data against at least one secondary data source. A predictive modeling module may be used to model the application data by applying predictive analytics. Further, a confidence level module may be used to calculate a confidence level factor and at least one aggregate degree of confidence level to evaluate an application. Other embodiments are also described.
    Type: Application
    Filed: February 21, 2012
    Publication date: August 30, 2012
    Applicant: United Services Automobile Association
    Inventors: Erika Garza, Troy Avon Brocker, Mark Ginther