Patents by Inventor Erin A. Olander
Erin A. Olander has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).
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Patent number: 11049189Abstract: A computer-implemented method for identifying a property usage type based upon sensor data includes, with customer permission or affirmative consent, receiving data generated by various sensors; generating a report that includes a listing of events recorded by each sensor; analyzing data from the report to determine a property usage type score; receiving data regarding types and levels of insurance coverage associated with the property usage type score; receiving data derived from a homeowner's insurance policy; comparing the types and levels of insurance coverage associated with the property usage type score with the types and levels of insurance coverage from the homeowner's current insurance policy; and transmitting a message to the homeowner to update their insurance policy if there are differences between (i) the insurance coverage that the homeowner has, and (ii) the insurance coverage the homeowner should have based upon the property usage type score.Type: GrantFiled: June 16, 2020Date of Patent: June 29, 2021Assignee: STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANYInventors: Rajiv Shah, Michael S. Jacob, Sripriya Sundararaman, Jeffrey D. Hevrin, Jeffrey G. Kinsey, Phillip Sangpil Moon, EllaKate LeFebre, Sunish Menon, Jeffrey W. Stoiber, James Dykeman, Erin Olander, Lucas Allen
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Patent number: 11017480Abstract: A computer-implemented method for identifying a property usage type based upon sensor data includes, with customer permission or affirmative consent, receiving data generated by various sensors; generating a report that includes a listing of events recorded by each sensor; analyzing data from the report to determine a property usage type score; receiving data regarding types and levels of insurance coverage associated with the property usage type score; receiving data derived from a homeowner's insurance policy; comparing the types and levels of insurance coverage associated with the property usage type score with the types and levels of insurance coverage from the homeowner's current insurance policy; and transmitting a message to the homeowner to update their insurance policy if there are differences between (i) the insurance coverage that the homeowner has, and (ii) the insurance coverage the homeowner should have based upon the property usage type score.Type: GrantFiled: June 19, 2020Date of Patent: May 25, 2021Assignee: STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANYInventors: Rajiv Shah, Michael S. Jacob, Sripriya Sundararaman, Jeffrey D. Hevrin, Jeffrey G. Kinsey, Phillip Sangpil Moon, Ellakate LeFebre, Sunish Menon, Jeffrey W. Stoiber, James Dykeman, Erin Olander, Lucas Allen
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Patent number: 10977735Abstract: A computer-implemented method for providing user interaction data associated with a property is presented. A plurality of dimensions associated with a portion of the property may be determined. Image data associated with the portion of the property may be determined using an image sensor. The plurality of dimensions associated with the portion of the property may be associated with the image data associated with the portion of the property to generate the user interaction data associated with the property. The user interaction data may be provided via a user interface. The user interaction data may allow a user of the user interface to view at least one image of the portion of the property. The at least one image may be based on the plurality of dimensions associated with the portion of the property and the image data associated with the portion of the property.Type: GrantFiled: June 30, 2016Date of Patent: April 13, 2021Assignee: STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANYInventors: Alexander Cardona, Dana C. Hunt, Erin Olander, John A. Schirano
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Publication number: 20200320639Abstract: A computer-implemented method for identifying a property usage type based upon sensor data includes, with customer permission or affirmative consent, receiving data generated by various sensors; generating a report that includes a listing of events recorded by each sensor; analyzing data from the report to determine a property usage type score; receiving data regarding types and levels of insurance coverage associated with the property usage type score; receiving data derived from a homeowner's insurance policy; comparing the types and levels of insurance coverage associated with the property usage type score with the types and levels of insurance coverage from the homeowner's current insurance policy; and transmitting a message to the homeowner to update their insurance policy if there are differences between (i) the insurance coverage that the homeowner has, and (ii) the insurance coverage the homeowner should have based upon the property usage type score.Type: ApplicationFiled: June 19, 2020Publication date: October 8, 2020Inventors: Rajiv Shah, Michael S. Jacob, Sripriya Sundararaman, Jeffrey D. Hervin, Jeffrey G. Kinsey, Phillip Sangpil Moon, Ellakate LeFebre, Sunish Menon, Jeffrey W. Stoiber, James Dykeman, Erin Olander, Lucas Allen
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Publication number: 20200311825Abstract: A computer-implemented method for identifying a property usage type based upon sensor data includes, with customer permission or affirmative consent, receiving data generated by various sensors; generating a report that includes a listing of events recorded by each sensor; analyzing data from the report to determine a property usage type score; receiving data regarding types and levels of insurance coverage associated with the property usage type score; receiving data derived from a homeowner's insurance policy; comparing the types and levels of insurance coverage associated with the property usage type score with the types and levels of insurance coverage from the homeowner's current insurance policy; and transmitting a message to the homeowner to update their insurance policy if there are differences between (i) the insurance coverage that the homeowner has, and (ii) the insurance coverage the homeowner should have based upon the property usage type score.Type: ApplicationFiled: June 16, 2020Publication date: October 1, 2020Inventors: Rajiv Shah, Michael S. Jacob, Sripriya Sundararaman, Jeffrey D. Hevrin, Jeffrey G. Kinsey, Phillip Sangpil Moon, EllaKate LeFebre, Sunish Moon, Jeffrey W. Stoiber, James Dykeman, Erin Olander, Lucas Allen
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Patent number: 10726500Abstract: A computer-implemented method for identifying a property usage type based upon sensor data includes, with customer permission or affirmative consent, receiving data generated by various sensors; generating a report that includes a listing of events recorded by each sensor; analyzing data from the report to determine a property usage type score; receiving data regarding types and levels of insurance coverage associated with the property usage type score; receiving data derived from a homeowner's insurance policy; comparing the types and levels of insurance coverage associated with the property usage type score with the types and levels of insurance coverage from the homeowner's current insurance policy; and transmitting a message to the homeowner to update their insurance policy if there are differences between (i) the insurance coverage that the homeowner has, and (ii) the insurance coverage the homeowner should have based upon the property usage type score.Type: GrantFiled: June 26, 2019Date of Patent: July 28, 2020Assignee: State Farm Mutual Automobile Insurance CompanyInventors: Rajiv Shah, Michael S. Jacob, Sripriya Sundararaman, Jeffrey D. Hevrin, Jeffrey G. Kinsey, Phillip Sangpil Moon, Ellakate LeFebre, Sunish Menon, Jeffrey W. Stoiber, James Dykeman, Erin Olander, Lucas Allen
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Patent number: 10621632Abstract: Systems and methods for analyzing image data depicting portions of properties are disclosed. According to certain aspects, an electronic device may analyze image data depicting a portion of a property to identify a set of elements and a set of characteristics associated therewith. The electronic device may access a desired set of characteristics and may calculate a monetary amount associated with modifying the set of elements to achieve the desired set of characteristics.Type: GrantFiled: April 30, 2019Date of Patent: April 14, 2020Assignee: STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANYInventors: Alexander Cardona, Erin A. Olander, John A. Schirano, Dana C. Hunt
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Patent number: 10499991Abstract: Systems and methods for processing insurance claims associated with a long-term care insurance policy are provided. According to certain aspects, an insurance claim that lists a set of services purportedly administered by a caregiver within a property of a policyholder may be received. Operation data may be collected from a set of devices that are populated within the property, where the operation data may be indicate a set of services that were actually performed. The set of purported services may be compared to the set of actual services, and the insurance claim may be processed accordingly.Type: GrantFiled: December 8, 2017Date of Patent: December 10, 2019Assignee: STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANYInventors: Jeremy Myers, Brittany Boyer, Dana Hunt, David Turrentine, Larry J. Ingrum, Erin Olander, Nicole M. Blakney, Aaron C. Williams
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Patent number: 10467476Abstract: Systems and methods for analyzing image data depicting properties are disclosed. According to certain aspects, an electronic device may analyze image data depicting a property to identify a set of attributes of the property. The electronic device may identify, based on the set of attributes, an architectural style of the property. Further, the electronic device may identify at least one additional property having the same architectural style. Data indicative of the at least one additional property may be presented to a user for viewing and assessment.Type: GrantFiled: April 30, 2018Date of Patent: November 5, 2019Assignee: STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANYInventors: Alexander Cardona, Erin A. Olander, John A. Schirano
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Patent number: 10319002Abstract: Systems and methods for analyzing image data depicting portions of properties are disclosed. According to certain aspects, an electronic device may analyze image data depicting a portion of a property to identify a set of elements and a set of characteristics associated therewith. The electronic device may access a desired set of characteristics and may calculate a monetary amount associated with modifying the set of elements to achieve the desired set of characteristics.Type: GrantFiled: July 1, 2016Date of Patent: June 11, 2019Assignee: STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANYInventors: Alexander Cardona, Erin A. Olander, John A. Schirano, Dana C. Hunt
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Patent number: 10089695Abstract: Systems and methods for managing a long-term care insurance policy associated with a property are provided. According to certain aspects, configuration data associated with a component installed within the property may be received and analyzed to determine that the component is not included in a long-term care insurance policy of the property. The component may be analyzed to determine a discount associated with the long-term care insurance policy, and the discount may then be applied to the long-term care insurance policy.Type: GrantFiled: September 3, 2015Date of Patent: October 2, 2018Assignee: STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANYInventors: Jeremy Myers, Brittany Boyer, Dana Hunt, David Turrentine, Larry J. Ingrum, Erin Olander, Nicole M. Blakney, Aaron C. Williams
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Patent number: 10002295Abstract: Systems and methods for analyzing image data depicting properties are disclosed According to certain aspects, an electronic device may analyze image data depicting a property to identify a set of attributes of the property. The electronic device may identify, based on the set of attributes, an architectural style of the property. Further, the electronic device may identify at least one additional property having the same architectural style. Data indicative of the at least one additional property may be presented to a user for viewing and assessment.Type: GrantFiled: December 5, 2017Date of Patent: June 19, 2018Assignee: STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANYInventors: Alexander Cardona, Erin A. Olander, John A. Schirano
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Patent number: 9911042Abstract: Systems and methods for analyzing image data depicting properties are disclosed According to certain aspects, an electronic device may analyze image data depicting a property to identify a set of attributes of the property. The electronic device may identify, based on the set of attributes, an architectural style of the property. Further, the electronic device may identify at least one additional property having the same architectural style. Data indicative of the at least one additional property may be presented to a user for viewing and assessment.Type: GrantFiled: July 1, 2016Date of Patent: March 6, 2018Assignee: STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANYInventors: Alexander Cardona, Erin A. Olander, John A. Schirano
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Patent number: 9870448Abstract: Systems and methods for processing insurance claims associated with a long-term care insurance policy are provided. According to certain aspects, an insurance claim that lists a set of services purportedly administered by a caregiver within a property of a policyholder may be received. Operation data may be collected from a set of devices that are populated within the property, where the operation data may be indicate a set of services that were actually performed. The set of purported services may be compared to the set of actual services, and the insurance claim may be processed accordingly.Type: GrantFiled: September 3, 2015Date of Patent: January 16, 2018Assignee: STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANYInventors: Jeremy Myers, Brittany Boyer, Dana Hunt, David Turrentine, Larry J. Ingrum, Erin Olander, Nicole M. Blakney, Aaron C. Williams