Abstract: A provider computing system is configured to receive a request from a computing device of a customer to receive access to one or more disclosure documents associated with a financial account in electronic format, send an electronic consent request to the computing device of the customer to receive the one or more disclosure documents in electronic format, receive a response from the computing device of the customer accepting the electronic consent request, transmit to the computing device of the customer and display on the computing device of the customer the one or more disclosure documents, and create and store an audit trail in a memory location of a customer database associated with a customer account associated with the customer identifier, where the audit trail includes a confirmations that the customer consented to receive the disclosure documents in electronic format and was provided access to the disclosure documents.

Abstract: A system includes a processor and machine readable storage media having instructions stored therein. The instructions, when executed by the processor, cause the processor to receive input indicating whether a customer of a financial institution has a mobile device, to receive an indication from the customer via the mobile device acknowledging that the customer has been given access to disclosure documents, and to provide the customer with a financial product based on the indication.

Abstract: A system includes a processor and machine readable storage media having instructions stored therein. The instructions, when executed by the processor, cause the processor to receive input indicating whether a customer of a financial institution has a mobile device, to receive an indication from the customer via the mobile device acknowledging that the customer has been given access to disclosure documents, and to provide the customer with a financial product based on the indication.

Abstract: A system includes a processor and machine readable storage media having instructions stored therein. The instructions, when executed by the processor, cause the processor to receive input indicating whether a customer of a financial institution has a mobile device, to receive an indication from the customer via the mobile device acknowledging that the customer has been given access to disclosure documents, and to provide the customer with a financial product based on the indication.