Patents by Inventor Erin McCaw

Erin McCaw has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Utilizing credit and informatic data for insurance underwriting purposes
    Patent number: 11532004
    Abstract: Systems and methods include one or more dwelling sensors configured to generate sensor data representative of characteristics of a dwelling; a telematics device configured to generate telematics data representative of operational characteristics of a vehicle; and an analysis server. The analysis server receives the sensor data; receives the telematics data; receives credit information regarding an insured; and determines one or more insurance policy decisions based upon the sensor data, the telematics data, and the credit information the one or more insurance policy decisions comprising: a premium amount, a deductible amount, a coverage amount, a coverage term, or any combination there of for the insured.
    Type: Grant
    Filed: June 22, 2020
    Date of Patent: December 20, 2022
    Assignee: United Services Automobile Association (USAA)
    Inventors: Ramsey Devereaux, David S. Franck, Karen Moritz, Spencer Read, Daniela Wheeler, Eric Vaith, Erin McCaw, Christopher Norman, Jodi J. Healy, Bharat Prasad, Kathleen L. Swain, Michael J. Allen
  • Utilizing credit and informatic data for insurance underwriting purposes
    Patent number: 10699348
    Abstract: Systems and methods include one or more dwelling sensors configured to generate sensor data representative of characteristics of a dwelling; a telematics device configured to generate telematics data representative of operational characteristics of a vehicle; and an analysis server. The analysis server receives the sensor data; receives the telematics data; receives credit information regarding an insured; and determines one or more insurance policy decisions based upon the sensor data, the telematics data, and the credit information the one or more insurance policy decisions comprising: a premium amount, a deductible amount, a coverage amount, a coverage term, or any combination there of for the insured.
    Type: Grant
    Filed: November 30, 2016
    Date of Patent: June 30, 2020
    Assignee: United Services Automobile Association (USAA)
    Inventors: Ramsey Devereaux, David S. Franck, Karen Moritz, Spencer Read, Daniela Wheeler, Eric Vaith, Erin McCaw, Christopher Norman, Jodi J. Healy, Bharat Prasad, Kathleen L. Swain, Michael J. Allen
  • Utilizing credit and informatic data for insurance underwriting purposes
    Patent number: 9818158
    Abstract: A computer device and method for processing risk or loss related data to determine insurance underwriting, pricing, or other decisions contingent upon informatic and credit score data. An insurance underwriting decision is identified which is to be rendered regarding an insured. Informatic data is received from one or more of an insured property and vehicle associated with the insured. Credit score data relating to the insured is also received. Analytics is performed on the received informatic data and credit score data to determine the insurance underwriting, pricing, or other decision.
    Type: Grant
    Filed: June 16, 2014
    Date of Patent: November 14, 2017
    Assignee: United Services Automobile Association (USAA)
    Inventors: Ramsey Devereaux, David S. Franck, Karen Moritz, Spencer Read, Daniela Wheeler, Eric Vaith, Erin McCaw, Christopher Norman, Jodi J. Healy, Bharat Prasad, Kathleen L. Swain, Michael J. Allen