Abstract: Apparatus and methods for utilizing prescriptive analytics (PA) to examine a current incident against a plurality of previous incident data. In one embodiment, a PA server accesses a collection of data having a plurality of measurable features in order to prescribe and implement a course of action. The measurable features of the collection of data are compared to measurable features of new data, to arrive at conclusions regarding e.g., a service which is needed, damage and settlement estimates, and fraud. The PA server causes a client device to be forwarded to the appropriate service (such as a web-application, a live agent, a repair facility, and/or a salvage entity, etc.). In addition, the PA server causes one or more service entity devices to proceed with a prescribed course of action according to the determined estimates.

Abstract: Apparatus and methods for estimating the amount of damage to an item. In one embodiment, the apparatus comprises a server entity adapted to receive information from a plurality of sensor devices disposed on internal and/or external surfaces of an item. The server entity processes the information received from the sensor devices after a damage event occurs and determines an estimate of the damage to the item and each of the individual parts that were damaged. The server delivers the estimate to an insurance entity for approval and/or to a client device along with a list of repair entities. In addition, the sensor devices are able to provide continuous information with respect to the current state of an item, including when no significant damage event has occurred. Exemplary methods for accomplishing the above are also given.

Abstract: Apparatus and methods for managing delivery of a plurality of information regarding items for sale and facilitating a sale thereof. In one embodiment, the apparatus comprises a server entity adapted to communicate with item information providers. The server entity compiles the item information received from the item information providers and formats the information for efficient delivery to a plurality of potential buyers. The server enables a sale of salvage items such as salvaged vehicles in one example. The server provides salvage companies with a unified platform to acquire vehicles for salvage, receive information about vehicles in advance and inspect the vehicle itself in-person or virtually via photos or videos before bidding in a salvage auction. In addition, insurance companies are able to provide certification with respect to the current state of the vehicle as a salvageable vehicle. Exemplary client interface and business rules are also given.