Patents by Inventor Esha Paul

Esha Paul has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • TRANSACTION COMPLIANCE SCORING SYSTEM
    Publication number: 20230214846
    Abstract: The system may be configured to perform operations including receiving a transaction history for a consumer having transaction information associated with a plurality of transactions; detecting within the transaction information for each transaction a characteristic, resulting in a plurality of characteristics; calculating a respective value associated with each characteristic, wherein the respective value is at least one of a number or percentage of transactions having the characteristic; assigning a respective weight to each characteristic, producing an assigned respective weight for each characteristic; applying the assigned respective weight to the respective value associated with each characteristic to produce a respective weighted value for each characteristic; combining the respective weighted values of the plurality of characteristics; and/or producing a compliance score in response to the combining the respective weight values.
    Type: Application
    Filed: January 3, 2022
    Publication date: July 6, 2023
    Applicant: AMERICAN EXPRESS TRAVEL RELATED SERVICES COMPANY, INC.
    Inventors: Bobby Chetal, Iwao Fusillo, Tushar Kant Gaur, Nilesh Anil Ghate, Anshul Jain, Vishal Jain, Abhishek Kachhara, Sanjay Madaan, Preetika Madan, Shriram Nalwade, Esha Paul, Harsimaran Singh
  • Transaction Compliance Scoring System
    Publication number: 20190287182
    Abstract: The system may be configured to perform operations including receiving a transaction history for a consumer having transaction information associated with a plurality of transactions; detecting within the transaction information for each transaction a characteristic, resulting in a plurality of characteristics; calculating a respective value associated with each characteristic, wherein the respective value is at least one of a number or percentage of transactions having the characteristic; assigning a respective weight to each characteristic, producing an assigned respective weight for each characteristic; applying the assigned respective weight to the respective value associated with each characteristic to produce a respective weighted value for each characteristic; combining the respective weighted values of the plurality of characteristics; and/or producing a compliance score in response to the combining the respective weight values.
    Type: Application
    Filed: May 16, 2018
    Publication date: September 19, 2019
    Applicant: American Express Travel Related Services Company, Inc.
    Inventors: Bobby Chetal, Iwao Fusillo, Tushar Kant Gaur, Nilesh Anil Ghate, Anshul Jain, Vishal Jain, Abhishek Kachhara, Sanjay Madaan, Preetika Madan, Shriram Nalwade, Esha Paul, Harsimaran Singh