Abstract: A cover (6) for a towel (4) comprises a sheet of water-resistant or waterproof material. Carrying means are provided for carrying the accessory (2) with the towel (4) inside the cover (6) and substantially surrounded by the cover (6) except at the underside of the accessory (2). Connecting means are also provided for detachably connecting a localized portion of the towel (4) to the cover (6). The carrying and connecting functions may be performed by the same member or members. For example, in a preferred embodiment an openable loop (14) passes through first and second holes (12) in the cover (6) and first and second openings (16) in the towel (4). A loop (14) so attached to the towel (4) and cover (6) also provides the preferred feature of reversing means for carrying the accessory (2) with the cover (6) inside the towel (4) and at least an upper portion of the cover (6) substantially surrounded by the towel (4). Reversing means may also be separately provided.