Abstract: A mobile wireless communications device may include a near field communications (NFC) device, a microphone, a memory configured to store access information for each of a plurality of payment accounts, and a processor cooperating with the NFC device, the microphone, and the memory. The processor may be configured to capture a sound using the microphone, determine a given payment account from among the plurality thereof based upon the sound, and send the corresponding access information for the given payment account to a transaction terminal via the NFC device.

Abstract: A system and method of assigning an identifier to an entity operating within a mobile device ecosystem including a domain are provided. The method comprises: obtaining an identifier of the entity which uniquely identifies the entity within the domain, the identifier of the entity including length information identifying the length of identifier of the entity; obtaining an identifier of the domain within which the identifier of the entity is unique; and combining the identifier of the entity with the identifier of the domain to create a globally unique identifier of the entity which is globally unique in the mobile device ecosystem.

Abstract: A key injection service module for an asset management system is provided for a secure means of injecting keys into products. To provide this service, a controller is used to define one or more key types defining the format of the keys in a file. The controller is then used to define a product model, and then to bind each key type to the product models.