Abstract: A computer application is used for the serving and creation of user-annotated web pages, which may include associated advertisements, to client devices. The user is able to submit comments to one or more web servers wherein the web server or servers appends the submitted comment or comments and updates them for use and display on one or more web pages at one or more client devices. The comments are also distributed for viewing or listening, potential annotation, and update by other users viewing the same or related annotations across multiple websites. Annotated advertisements are an embodiment of the invention.