Abstract: Processing a group of accounts corresponding to different products. A group of accounts are linked together to create a group so that group processing can be performed at the group level while independent processing of the accounts is performed at the account level. Typically, a group includes a key account and one or more dependent accounts. The relationships between the accounts and the group are flexible to accommodate changes in the status of the group cardholders. Group level processing includes authorizing transactions, applying group payments, creating group statements, creating cardholder communications, and administering reward programs. Each dependent account has an associated dependent strategy that specifies group level processing options for the dependent account.

Abstract: Linking accounts corresponding to different products together to create a group so that group processing can be performed at the group level while independent processing of the accounts is performed at the account level. The method links the accounts into a group by linking a financial record for each account to group master data for the group. The group master data includes information about the group, including group parameters and a group identifier. A group typically includes a key account and one or more dependent accounts. The relationship between a dependent account and the group is specified by a dependent strategy. A dependent strategy specifies group level processing options for the account. The relationships between the accounts and the group are flexible to accommodate changes in the status of the group cardholders.

Abstract: A methodology for access, control and management of credit product usage parameters by an account holder. The methodology includes the steps of creating a credit/debit account and issuing a credit/debit card product for same. A group or family of accounts can optionally be created including a key account and one or more dependent accounts. An initially set of product usage parameters is established. The account holder access the product usage parameters through one of a number of alternative points of access. The account holder then modifies one or more of the product usage parameters and submits the same, optionally in real time. The submitted parameters are tested against allowable usage criteria implemented by the card processing and service provider or the card issuer, which can be based on applicable laws, rules and regulations. If the submitted usage parameter modifications are acceptable, same are implemented and control the product usage until further modified.

Abstract: Systems and methods for providing access to usage parameters associated with financial transaction accounts. Such can include providing an account and one or more usage parameters associated therewith. Further, a request to modify one or more of the usage parameters is received, and the modification is implemented.