Abstract: A versatile-customizable-security-enhanced digital wallet operated through a mobile electronic device (or non-mobile electronic device) operative to receive, from any sources, save, store, maintain, create, edit, manage, and allow the retrieval, displaying, and sharing of, various data and forms of enhancement and data thereof; to process and execute applications using the data and forms of enhancement and data thereof saved, stored, and maintained therein; and to protect the data saved, stored, and maintained therein and funds thereof.