Patents by Inventor Evan Bryman

Evan Bryman has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Systems and methods for increasing recovery rates on delinquent financial accounts
    Publication number: 20040073504
    Abstract: Systems and methods consistent with the present invention managing delinquent financial accounts to allow the account issuer to increase recovery rates for these accounts. In such systems and methods, debt associated with the delinquent financial account is charged-off. The financial account is, however, kept open and the charged-off debt is then restructured to reduce a required payment amount for the account. Then, if the customer does not make the required payments, the account is closed.
    Type: Application
    Filed: October 10, 2002
    Publication date: April 15, 2004
    Applicant: Capital One Financial Corporation
    Inventors: Evan Bryman, James A. Haworth, Femi Allen