Abstract: A policy management system can manage a set of insurance policies, for example by performing automated operations to renew policies for subsequent terms. Some insurance policies may be associated with the same household, company, or other insured party, but may be associated with different cars or other insured elements. The policy management system can have a policy consolidator that identifies database records for a target policy and a related source policy, and can consolidate data from the source policy into the record of the target policy. Thereafter, the policy management system can perform policy renewal operations and other policy management operations together based on the consolidated data in the record for the target policy.

Abstract: A policy management system can manage a set of insurance policies, for example by performing automated operations to renew policies for subsequent terms. Some insurance policies may be associated with the same household, company, or other insured party, but may be associated with different cars or other insured elements. The policy management system can have a policy consolidator that identifies database records for a target policy and a related source policy, and can consolidate data from the source policy into the record of the target policy. Thereafter, the policy management system can perform policy renewal operations and other policy management operations together based on the consolidated data in the record for the target policy.

Abstract: Systems and methods for correlating services are described. For one embodiment, a number of cloud environments located in different regions to provide a platform-based single sign-on (SSO), with each cloud environment hosting a same set of cloud services. A unique identifier (ID) can be created for a user based on a profile of the user. The unique ID can be used to correlate the cloud services within each cloud environment and across the cloud environments in the different regions. The unique ID can be used to download the user's preference data to a vehicle that the user is to drive in each of the regions so that the user can drive the vehicle with a set of desired driving settings and infotainment applications. The unique ID of a user and preference data of the user can be anonymized using one or more security protocols.