Patents by Inventor Evans Mehew

Evans Mehew has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Patent number: 11410227
    Abstract: According to the invention, a system for performing a money transfer between a sender an a recipient through the use of an augmented reality device is disclosed. The system may include a first mobile device associated with a first entity. The first mobile device may be configured to detect an indicator via an augmented reality subsystem. The indicator may include a characteristic and be associated with a second entity, as well as be configured to associate meta-information with the indicator. The first mobile device may further be configured to receive an input comprising an amount to be transferred from the first entity to the second entity and transmit a set of instructions to a money transfer network. The set of instructions may be based in part on the indicator and the input, and include instructions to perform a money transfer between the first entity and the second entity.
    Type: Grant
    Filed: September 14, 2018
    Date of Patent: August 9, 2022
    Assignee: The Western Union Company
    Inventors: Evans Mehew, Linda DeBerardinis
  • Patent number: 11263691
    Abstract: Systems and methods for conducting money transfer transactions are provided herein. The systems and methods may include receiving and storing reference fingerprint data associated with a first device. The reference fingerprint data can include reference device usage data corresponding to operation of the first device. Current fingerprint data associated with the first device can also be received. Based on a number of previous transactions performed using the first device, a matching threshold can be retrieved. Using the matching threshold, the current fingerprint data may be verified, thereby enabling the first device to conduct a transaction.
    Type: Grant
    Filed: September 8, 2020
    Date of Patent: March 1, 2022
    Assignee: The Western Union Company
    Inventors: Evans Mehew, Kimberly Dunwoody, Dianna Lyons
  • Publication number: 20210012423
    Abstract: This disclosure describes, generally, methods and systems for exchanging alternative currencies. The method includes creating, at an alternative currency platform, a plurality of user accounts and receiving, from a first user in the plurality of user accounts, an alternative currency exchange offer. The alternative currency exchange offer includes one or more offer terms and associated assets. Furthermore, the method includes extending the alternative currency exchange offer from the first user to the second user, in response to receiving acceptance of the offer from the second user, verifying the associated assets of the first user and the second user, and in response to verification of the assets of the first user and second user, providing settlement of the alternative currency exchange offer.
    Type: Application
    Filed: September 25, 2020
    Publication date: January 14, 2021
    Applicant: The Western Union Company
    Inventors: Evans Mehew, Gail Galuppo
  • Publication number: 20200402050
    Abstract: Systems and methods for conducting money transfer transactions are provided herein. The systems and methods may include receiving and storing reference fingerprint data associated with a first device. The reference fingerprint data can include reference device usage data corresponding to operation of the first device. Current fingerprint data associated with the first device can also be received. Based on a number of previous transactions performed using the first device, a matching threshold can be retrieved. Using the matching threshold, the current fingerprint data may be verified, thereby enabling the first device to conduct a transaction.
    Type: Application
    Filed: September 8, 2020
    Publication date: December 24, 2020
    Applicant: The Western Union Compnay
    Inventors: Evans Mehew, Kimberly Dunwoody, Dianna Lyons
  • Patent number: 10861012
    Abstract: A system and method for conducting money transfer transactions using mobile devices includes a money transfer host computer that facilitates the collection of fingerprint data for the mobile devices and personal data for users of the mobile devices. The personal data can include a user photo. In order to enable the mobile devices, both the fingerprint data and the personal data are collected, and at least the personal data is verified. To authorize transactions at an enabled mobile device, the fingerprint data and personal data are compared to reference data, and based on the comparison and on a threshold established for the comparison, a transaction is authorized or rejected.
    Type: Grant
    Filed: July 31, 2018
    Date of Patent: December 8, 2020
    Assignee: The Western Union Company
    Inventors: Evans Mehew, Kimberly Dunwoody, Dianna Lyons
  • Patent number: 10552815
    Abstract: According to the invention, a system for providing payments to a point of sale device is disclosed. The system may include a mobile device having a storage medium, an input device, a wireless transmission device, and a processor. The storage medium may include individual authentication information and device authentication information. The input device may be configured to receive an input. The wireless transmission device may be configured to selectively transmit the device authentication information to a nearby point of sale device. The processor may be configured to compare the input with the individual authentication information, and activate the wireless transmission device to transmit the device authentication information if the input is correlated with the individual authentication information.
    Type: Grant
    Filed: November 7, 2016
    Date of Patent: February 4, 2020
    Assignee: The Western Union Company
    Inventors: Rebecca Loevenguth, Evans Mehew, Dave Owen, Dianna Lyons, Scott Paintin
  • Publication number: 20190012735
    Abstract: According to the invention, a system for performing a money transfer between a sender an a recipient through the use of an augmented reality device is disclosed. The system may include a first mobile device associated with a first entity. The first mobile device may be configured to detect an indicator via an augmented reality subsystem. The indicator may include a characteristic and be associated with a second entity, as well as be configured to associate meta-information with the indicator. The first mobile device may further be configured to receive an input comprising an amount to be transferred from the first entity to the second entity and transmit a set of instructions to a money transfer network. The set of instructions may be based in part on the indicator and the input, and include instructions to perform a money transfer between the first entity and the second entity.
    Type: Application
    Filed: September 14, 2018
    Publication date: January 10, 2019
    Applicant: The Western Union Company
    Inventors: Evans Mehew, Linda DeBerardinis
  • Publication number: 20190012741
    Abstract: This disclosure describes, generally, methods and systems for exchanging alternative currencies. The method includes creating, at an alternative currency platform, a plurality of user accounts and receiving, from a first user in the plurality of user accounts, an alternative currency exchange offer. The alternative currency exchange offer includes one or more offer terms and associated assets. Furthermore, the method includes extending the alternative currency exchange offer from the first user to the second user, in response to receiving acceptance of the offer from the second user, verifying the associated assets of the first user and the second user, and in response to verification of the assets of the first user and second user, providing settlement of the alternative currency exchange offer.
    Type: Application
    Filed: September 14, 2018
    Publication date: January 10, 2019
    Applicant: The Western Union Company
    Inventors: Evans Mehew, Gail Galuppo
  • Publication number: 20180374092
    Abstract: A system and method for conducting money transfer transactions using mobile devices includes a money transfer host computer that facilitates the collection of fingerprint data for the mobile devices and personal data for users of the mobile devices. The personal data can include a user photo. In order to enable the mobile devices, both the fingerprint data and the personal data are collected, and at least the personal data is verified. To authorize transactions at an enabled mobile device, the fingerprint data and personal data are compared to reference data, and based on the comparison and on a threshold established for the comparison, a transaction is authorized or rejected.
    Type: Application
    Filed: July 31, 2018
    Publication date: December 27, 2018
    Applicant: The Western Union Company
    Inventors: Evans Mehew, Kimberly Dunwoody, Dianna Lyons
  • Patent number: 10146760
    Abstract: Systems and methods for collecting biometrically secured financial form data from a user are described. A user input device may receive biometric data from the user. The user may be presented with a visual medium. The visual medium may contain a plurality of fields for information necessary to conduct a financial transaction. Handwriting data may be received from the user. At least a portion of the handwriting may represent information corresponding to the plurality of fields for information necessary to conduct the financial transaction. At least a portion of the information corresponding to the plurality of fields for information necessary to conduct the financial transaction may be transmitted from the user input device to a computer system.
    Type: Grant
    Filed: August 20, 2015
    Date of Patent: December 4, 2018
    Assignee: THE WESTERN UNION COMPANY
    Inventors: Evans Mehew, Scott Paintin, Dianna Lyons, Julene M. Robbins
  • Patent number: 10083485
    Abstract: This disclosure describes, generally, methods and systems for exchanging alternative currencies. The method includes creating, at an alternative currency platform, a plurality of user accounts and receiving, from a first user in the plurality of user accounts, an alternative currency exchange offer. The alternative currency exchange offer includes one or more offer terms and associated assets. Furthermore, the method includes extending the alternative currency exchange offer from the first user to the second user, in response to receiving acceptance of the offer from the second user, verifying the associated assets of the first user and the second user, and in response to verification of the assets of the first user and second user, providing settlement of the alternative currency exchange offer.
    Type: Grant
    Filed: February 10, 2014
    Date of Patent: September 25, 2018
    Assignee: The Western Union Company
    Inventors: Evans Mehew, Gail Galuppo
  • Patent number: 10083482
    Abstract: According to the invention, a system for performing a money transfer between a sender an a recipient through the use of an augmented reality enabled device is disclosed. The system may include a first mobile device associated with a first entity. The first mobile device may be configured to detect an indicator via an augmented reality subsystem. The indicator may include a characteristic and be associated with a second entity, as well as be configured to associate meta-information with the indicator. The first mobile device may further be configured to receive an input comprising an amount to be transferred from the first entity to the second entity and transmit a set of instructions to a money transfer network. The set of instructions may be based in part on the indicator and the input, and include instructions to perform a money transfer between the first entity and the second entity.
    Type: Grant
    Filed: June 29, 2010
    Date of Patent: September 25, 2018
    Assignee: The Western Union Company
    Inventors: Evans Mehew, Linda DeBerardinis
  • Patent number: 10043180
    Abstract: A system and method for conducting money transfer transactions using mobile devices includes a money transfer host computer that facilitates the collection of fingerprint data for the mobile devices and personal data for users of the mobile devices. The personal data can include a user photo. In order to enable the mobile devices, both the fingerprint data and the personal data are collected, and at least the personal data is verified. To authorize transactions at an enabled mobile device, the fingerprint data and personal data are compared to reference data, and based on the comparison and on a threshold established for the comparison, a transaction is authorized or rejected.
    Type: Grant
    Filed: September 30, 2010
    Date of Patent: August 7, 2018
    Assignee: The Western Union Company
    Inventors: Evans Mehew, Kimberly Dunwoody, Dianna Lyons
  • Patent number: 9754132
    Abstract: Methods and systems, related to a biometrically secured user input device for conducting a transaction are described. The user input device may comprise a biometric authentication device. At the biometrically secured user input device, a biometric sample may be received from a user. The biometrically secured user input device may transmit the biometric sample, provided by the user, to a host computer system. The host computer system may compare the biometric sample provided by the user to another biometric sample. Handwriting data from the user may then be received by the user input device. The handwriting data may be transmitted to a computer system by the user input device. Transaction data based on the handwriting data may be transmitted from the computer system to a host computer system. The financial transaction may be conducted using the transaction data transmitted to the host computer system from the computer system.
    Type: Grant
    Filed: June 23, 2010
    Date of Patent: September 5, 2017
    Assignee: The Western Union Company
    Inventors: Evans Mehew, Scott Paintin, Dianna Lyons, Julene M. Robbins
  • Publication number: 20170148008
    Abstract: According to the invention, a system for providing payments to a point of sale device is disclosed. The system may include a mobile device having a storage medium, an input device, a wireless transmission device, and a processor. The storage medium may include individual authentication information and device authentication information. The input device may be configured to receive an input. The wireless transmission device may be configured to selectively transmit the device authentication information to a nearby point of sale device. The processor may be configured to compare the input with the individual authentication information, and activate the wireless transmission device to transmit the device authentication information if the input is correlated with the individual authentication information.
    Type: Application
    Filed: November 7, 2016
    Publication date: May 25, 2017
    Applicant: The Western Union Company
    Inventors: Rebecca Loevenguth, Evans Mehew, Dave Owen, Dianna Lyons, Scott Paintin
  • Patent number: 9489669
    Abstract: According to the invention, a system for providing payments to a point of sale device is disclosed. The system may include a mobile device having a storage medium, an input device, a wireless transmission device, and a processor. The storage medium may include individual authentication information and device authentication information. The input device may be configured to receive an input. The wireless transmission device may be configured to selectively transmit the device authentication information to a nearby point of sale device. The processor may be configured to compare the input with the individual authentication information, and activate the wireless transmission device to transmit the device authentication information if the input is correlated with the individual authentication information.
    Type: Grant
    Filed: December 27, 2010
    Date of Patent: November 8, 2016
    Assignee: The Western Union Company
    Inventors: Rebecca Loevenguth, Evans Mehew, Dave Owen, Dianna Lyons, Scott Paintin
  • Publication number: 20160307268
    Abstract: This disclosure describes, generally, methods and systems for exchanging alternative currencies. The method includes creating, at an alternative currency platform, a plurality of user accounts and receiving, from a first user in the plurality of user accounts, an alternative currency exchange offer. The alternative currency exchange offer includes one or more offer terms and associated assets. Furthermore, the method includes extending the alternative currency exchange offer from the first user to the second user, in response to receiving acceptance of the offer from the second user, verifying the associated assets of the first user and the second user, and in response to verification of the assets of the first user and second user, providing settlement of the alternative currency exchange offer.
    Type: Application
    Filed: June 24, 2016
    Publication date: October 20, 2016
    Applicant: The Western Union Company
    Inventors: Evans Mehew, Gail Galuppo
  • Publication number: 20160048495
    Abstract: Systems and methods for collecting biometrically secured financial form data from a user are described. A user input device may receive biometric data from the user. The user may be presented with a visual medium. The visual medium may contain a plurality of fields for information necessary to conduct a financial transaction. Handwriting data may be received from the user. At least a portion of the handwriting may represent information corresponding to the plurality of fields for information necessary to conduct the financial transaction. At least a portion of the information corresponding to the plurality of fields for information necessary to conduct the financial transaction may be transmitted from the user input device to a computer system.
    Type: Application
    Filed: August 20, 2015
    Publication date: February 18, 2016
    Applicant: THE WESTERN UNION COMPANY
    Inventors: Evans Mehew, Scott Paintin, Dianna Lyons, Julene M. Robbins
  • Patent number: 9218510
    Abstract: Systems and method for a handheld biometrically secured user input device are described. A biometric authentication device may be coupled with a handheld enclosure, the biometric authentication device capable of collecting user authentication information from a user to authenticate the user's identity. A computer-readable storage device may be coupled with the handheld enclosure for storing confidential financial information of the user, wherein access to the confidential financial information is granted only after the user's identity has been authenticated. A sensor may be coupled with the handheld enclosure, capable of capturing the user's handwriting. Also, a communication device may be configured to transmit information gathered with the sensor to a computer system.
    Type: Grant
    Filed: June 23, 2010
    Date of Patent: December 22, 2015
    Assignee: The Western Union Company
    Inventors: Evans Mehew, Scott Paintin, Dianna Lyons, Julene M. Robbins
  • Patent number: 9141955
    Abstract: Systems and methods for collecting biometrically secured financial form data from a user are described. A user input device may receive biometric data from the user. The user may be presented with a visual medium. The visual medium may contain a plurality of fields for information necessary to conduct a financial transaction. Handwriting data may be received from the user. At least a portion of the handwriting may represent information corresponding to the plurality of fields for information necessary to conduct the financial transaction. At least a portion of the information corresponding to the plurality of fields for information necessary to conduct the financial transaction may be transmitted from the user input device to a computer system.
    Type: Grant
    Filed: June 23, 2010
    Date of Patent: September 22, 2015
    Assignee: The Western Union Company
    Inventors: Evans Mehew, Scott Paintin, Dianna Lyons, Julene M. Robbins