Abstract: A combination of apparel is provided including a body encircling garment having a waistline and a hip line disposed below the waistline as well as lower marginal portions spaced below the waistline. A body band extends at least substantially entirely about the garment and includes upper and lower marginal edge portions with the upper marginal edge portion thereof being attached to the exterior of the garment along the hip line thereof with at least substantially the entire length of the band, extending about the garment, disposed below the upper marginal portion of the band being free of attachment to the garment. A body encircling skirt portion including upper and lower marginal portions is provided and the upper marginal portion of the skirt portion is upwardly displaced beneath the lower marginal edge portion of the band between the latter and the opposing waistline of the garment and removably attached to the garment.