Abstract: The present disclosure comprises a system that processes mobile fund transfer or payments in lesser time utilizing Short Message Service (SMS) and without involving third party fund transfer applications to be actively downloaded by the user on his or her smartphone, tablet, etc. The payor and the payee process fund transfer in lesser time and securely through mobile phone's SMS service.

Abstract: A method for forming features in an exterior surface of a heat transfer tube includes forming a plurality of channels into the surface, where the channels are substantially parallel to one another and extend at a first angle to a longitudinal axis to the tube. A plurality of cuts are then made into the surface substantially parallel to one another and extend at a second angle to a longitudinal axis to the tube different from the first angle. Individual fin segments extend from the surface and are separated from one another by the channels and the cuts. The fin segments have a first channel-adjacent edge adjacent substantially parallel to the channel, a first cut-adjacent edge substantially parallel to the cut, and a corner formed by a second channel-adjacent edge and a second cut-adjacent edge. A tube formed using this method can be used as a condenser tube.

Abstract: The present invention processes mobile fund transfer or payments in lesser time utilizing Short Message Service (SMS) without involving third party fund transfer applications to be actively downloaded by the user on his or her smartphone, tablet, etc. The payor and the payee processes fund transfer in lesser time and securely and solely through mobile phone's SMS service.

Abstract: A method for forming features in an exterior surface of a heat transfer tube includes forming a plurality of channels into the surface, where the channels are substantially parallel to one another and extend at a first angle to a longitudinal axis to the tube. A plurality of cuts are then made into the surface substantially parallel to one another and extend at a second angle to a longitudinal axis to the tube different from the first angle. Individual fin segments extend from the surface and are separated from one another by the channels and the cuts. The fin segments have a first channel-adjacent edge adjacent substantially parallel to the channel, a first cut-adjacent edge substantially parallel to the cut, and a corner formed by a second channel-adjacent edge and a second cut-adjacent edge. A tube formed using this method can be used as a condenser tube.

Abstract: An exterior surface of a heat transfer tube has a plurality of channels formed into the surface, where the channels are substantially parallel to one another and extend at a first angle to a longitudinal axis to the tube. A plurality of cuts are then made into the surface substantially parallel to one another and extend at a second angle to a longitudinal axis to the tube different from the first angle. Individual fin segments extend from the surface and are separated from one another by the channels and the cuts. The fin segments have a first channel-adjacent edge adjacent substantially parallel to the channel, a first cut-adjacent edge substantially parallel to the cut, and a corner formed by a second channel-adjacent edge and a second cut-adjacent edge. The tube can be used as a condenser tube.

Abstract: A method for forming features in an exterior surface of a heat transfer tube includes forming a plurality of channels into the surface, where the channels are substantially parallel to one another and extend at a first angle to a longitudinal axis to the tube. A plurality of cuts are then made into the surface substantially parallel to one another and extend at a second angle to a longitudinal axis to the tube different from the first angle. Individual fin segments extend from the surface and are separated from one another by the channels and the cuts. The fin segments have a first channel-adjacent edge adjacent substantially parallel to the channel, a first cut-adjacent edge substantially parallel to the cut, and a corner formed by a second channel-adjacent edge and a second cut-adjacent edge. A tube formed using this method can be used as a condenser tube.

Abstract: A method for forming features in an exterior surface of a heat transfer tube includes forming a plurality of channels into the surface, where the channels are substantially parallel to one another and extend at a first angle to a longitudinal axis to the tube. A plurality of cuts are then made into the surface substantially parallel to one another and extend at a second angle to a longitudinal axis to the tube different from the first angle. Individual fin segments extend from the surface and are separated from one another by the channels and the cuts. The fin segments have a first channel-adjacent edge adjacent substantially parallel to the channel, a first cut-adjacent edge substantially parallel to the cut, and a corner formed by a second channel-adjacent edge and a second cut-adjacent edge. A tube formed using this method can be used as a condenser tube.