Abstract: Provided are a re-using e-commerce payment instruments for in-store purchasing systems and methods. A customer enters a check out and a transaction at the point of sale is started. The system receives a pairing request at a wallet processor from a customer mobile device operating a mobile application. This pairing request is created and sent in response to scanning of a code having a transaction identification. The system associates a customer payment profile with the transaction identification and sends associated information to the point of sale. The point of sale sends an amount of sale to authorize to the wallet processor after completing scanning of items. The system creates an authorization for payment and sending the authorization for payment to an authorizer. The transaction may then be completed by processing payment.

Abstract: Methodologies, systems, and computer-readable media provided for a system for generating personalized electronic documents and verifying user identity are discussed. The system receives user identification data and check information from a user application. The check information is validated by the issuer of the check. The system transmits a notification to the user application that includes a machine readable code. The user application presents the machine readable code and the user identification data to a check-in module and automatic processing of the check is initiated.

Abstract: Methodologies, systems, and computer-readable media provided for a system for generating personalized electronic documents and verifying user identity are discussed. The system receives user identification data and check information from a user application. The check information is validated by the issuer of the check. The system transmits a notification to the user application that includes a machine readable code. The user application presents the machine readable code and the user identification data to a check-in module and automatic processing of the check is initiated.

Abstract: Provided are check-in to checkout systems and methods. The system includes a point of sale, a display, a mobile device, and a backend system. When the POS starts a transaction, such as, but not limited to scanning an item, the POS generates a transaction/basket identification. In response to starting the transaction, the POS sends the transaction/basket ID to the display in the form of a QR code or one-dimensional barcode. The mobile device operating a mobile application scans and captures the displayed code and reports to the backend systems. The backend systems then send a check-in event, which includes gathered data by the backend systems, to the POS and the POS acknowledges receipt of the message. At this point, a notification may be sent to the mobile application that the check-in was successful and a link is established for flow of information.

Abstract: Provided are check-in to checkout systems and methods. The system includes a point of sale, a display, a mobile device, and a backend system. When the POS starts a transaction, such as, but not limited to scanning an item, the POS generates a transaction/basket identification. In response to starting the transaction, the POS sends the transaction/basket ID to the display in the form of a QR code or one-dimensional barcode. The mobile device operating a mobile application scans and captures the displayed code and reports to the backend systems. The backend systems then send a check-in event, which includes gathered data by the backend systems, to the POS and the POS acknowledges receipt of the message. At this point, a notification may be sent to the mobile application that the check-in was successful and a link is established for flow of information.

Abstract: A system comprising one or more processors and one or more non-transitory computer-readable media storing computing instructions that, when executed on the one or more processors, cause the one or more processors to perform: wirelessly transmitting a signal to a user device; storing, in a database, a user account associated with a user, the user account comprising a method of payment and a first authorization code; receiving a user device identification code from the user device in response to the user device receiving the signal; transmitting the user device identification code and the retail environment code to process sales; associating the user device with the retail environment in response to receiving the user device identification code and the retail environment code; receiving an order from the user device; and authorizing payment for the order utilizing a method of payment stored in the user account. Other embodiments are disclosed.

Abstract: Provided are a re-using e-commerce payment instruments for in-store purchasing systems and methods. A customer enters a check out and a transaction at the point of sale is started. The system receives a pairing request at a wallet processor from a customer mobile device operating a mobile application. This pairing request is created and sent in response to scanning of a code having a transaction identification. The system associates a customer payment profile with the transaction identification and sends associated information to the point of sale. The point of sale sends an amount of sale to authorize to the wallet processor after completing scanning of items. The system creates an authorization for payment and sending the authorization for payment to an authorizer. The transaction may then be completed by processing payment.

Abstract: Provided are a re-using e-commerce payment instruments for in-store purchasing systems and methods. A customer enters a check out and a transaction at the point of sale is started. The system receives a pairing request at a wallet processor from a customer mobile device operating a mobile application. This pairing request is created and sent in response to scanning of a code having a transaction identification. The system associates a customer payment profile with the transaction identification and sends associated information to the point of sale. The point of sale sends an amount of sale to authorize to the wallet processor after completing scanning of items. The system creates an authorization for payment and sending the authorization for payment to an authorizer. The transaction may then be completed by processing payment.

Abstract: Techniques for related to retail transaction are disclosed. The techniques involve various uses of a mobile device, such as a cell phone, in authorizing payment for a retail transaction and/or receiving and/or transmitting data to/from the mobile device.

Abstract: A mobile electronic device detects a first virtual Bluetooth low energy (vBLE) signal from a first vBLE transceiver associated with a first merchant transaction device and a second vBLE signal from a second vBLE transceiver associated with a second merchant transaction device. An overlap region is determined including a first region corresponding to the first vBLE signal and a second region corresponding to the second vBLE signal. A checkout area is selected corresponding to the first region in response to receiving, from the first merchant transaction device, an indication of an external device receiving the second vBLE signal but not receiving the first vBLE signal. The mobile electronic device is then paired to the first merchant transaction device and a payment transaction is initiated with the first merchant transaction device.

Abstract: Various embodiments can include a system for the prevention of fraud. The system can comprise one or more processors and one or more non-transitory memory storage devices storing computing instructions. The computing instructions can be configured to run on the one or more processors and can perform: receiving an indication from a software application on a mobile device of a user that the mobile device has broken a first geofence; calculating a risk score for a first user account of the user; and prompting the user for additional information via the mobile device when the risk score is below a predetermined value. Other embodiments are disclosed herein.

Abstract: Various embodiments include a system that can comprise one or more processing modules and/or one or more non-transitory memory storage modules storing computing instructions on the one or more processing modules.

Abstract: Provided are check-in to checkout systems and methods. The system includes a point of sale, a display, a mobile device, and a backend system. When the POS starts a transaction, such as, but not limited to scanning an item, the POS generates a transaction/basket identification. In response to starting the transaction, the POS sends the transaction/basket ID to the display in the form of a QR code or one-dimensional barcode. The mobile device operating a mobile application scans and captures the displayed code and reports to the backend systems. The backend systems then send a check-in event, which includes gathered data by the backend systems, to the POS and the POS acknowledges receipt of the message. At this point, a notification may be sent to the mobile application that the check-in was successful and a link is established for flow of information.

Abstract: Various embodiments include a method. The method can comprise receiving form a user a request to stock an item at a store at a location. In many embodiments, the method can include updating a product wish list for the store by at least one of adding the item to the product wish list for the store at the location, or increasing a count for the item on the product wish list for the store at the location, if the item is already on the product wish list. The method can further comprise ordering the item and offering the item for sale at the store at the location. Other embodiments of related methods and systems are also provided.

Abstract: Techniques for related to retail transaction are disclosed. The techniques involve various uses of a mobile device, such as a cell phone, in authorizing payment for a retail transaction and/or receiving and/or transmitting data to/from the mobile device.

Abstract: Provided are check-in to checkout systems and methods. The system includes a point of sale, a display, a mobile device, and a backend system. When the POS starts a transaction, such as, but not limited to scanning an item, the POS generates a transaction/basket identification. In response to starting the transaction, the POS sends the transaction/basket ID to the display in the form of a QR code or one-dimensional barcode. The mobile device operating a mobile application scans and captures the displayed code and reports to the backend systems. The backend systems then send a check-in event, which includes gathered data by the backend systems, to the POS and the POS acknowledges receipt of the message. At this point, a notification may be sent to the mobile application that the check-in was successful and a link is established for flow of information.

Abstract: Various embodiments include a system that can comprise one or more processing modules and/or one or more non-transitory memory storage modules storing computing instructions on the one or more processing modules.

Abstract: Some embodiments include a system. The system can comprise one or more processors and one or more non-transitory storage devices.

Abstract: In some embodiments, a method can comprise receiving a request from a client device to join a wireless local area network in a store, allowing the client device to connect to a router of the wireless local area network, and using a portion of an address of the router to identify the store. The method can comprise determining one or more taxes based on a location of the store and receiving a selection from a user through the wireless local area network of one or more selected items from one or more available items. The method can further comprise determining a price for each of the one or more selected items based at least in part on the portion of the address of the router and calculating a tax for each one of the one or more selected items based at least in part on the portion of the address of the router. Other embodiments of related methods and systems are also provided.

Abstract: Techniques related to retail transaction are disclosed. The techniques involve comparing the prices associated with a customer order with the prices being charged by competitors prior to the transaction being completed. The customer is given the opportunity to apply a credit based on the difference in prices being charged by the retailer and competitors, to the transaction.