Patents by Inventor F. Carroll

F. Carroll has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Publication number: 20240028405
    Abstract: For at least some services in a pipeline of interrelated services that process transactions, a corresponding service lead time is obtained. The corresponding service lead time quantifies, for a corresponding service of the at least some services a first amount of time that an input transaction awaits servicing by the corresponding service. It is determined that a lead time of a first service of the at least some services is below a lead time threshold. In response to determining that the lead time of the first service is below the lead time threshold, a throughput enhancement of an upstream service is caused.
    Type: Application
    Filed: July 21, 2022
    Publication date: January 25, 2024
    Inventors: Leigh Griffin, Anthony F. Carroll
  • Patent number: 11836560
    Abstract: Provided are approaches for providing multiple user accounts in a same transaction card assembly. The transaction card assembly may include a first card including a first card first side opposite a first card second side, the first card first side including a first pair of magnetic stripes and the first card second side including a first pair of identification chips. The transaction card assembly may further include a second card coupled to the first card, the second card including a second card first side opposite a second card second side, the second card first side including a second pair of magnetic stripes, and the second card second side including a second pair of identification chips. The first and second cards are slidable relative to one another between multiple positions to selectively expose and cover each identification chip of the first and second pairs of identification chips.
    Type: Grant
    Filed: April 13, 2022
    Date of Patent: December 5, 2023
    Assignee: Capital One Services, LLC
    Inventors: Andrea Montealegre, William F. Carroll, II, Bryant Yee, Daniel Marsch
  • Publication number: 20230306474
    Abstract: A device, that is part of a network of nodes that has access to a blockchain, may receive, from a user device associated with an entity, a request for campaign information for a campaign. The request may include data identifying campaign parameters. The device may interact with smart contracts associated with the blockchain to identify individuals to target for the campaign. The smart contracts may be configured to receive the campaign parameters as input and to output an indication of whether campaign preferences are compatible with the campaign parameters. The device may generate the campaign information to include information identifying the individuals targeted for the campaign and information identifying particular campaign preferences found to be compatible with particular campaign parameters. The device may provide the campaign information to the user device to permit the user device to use the campaign information to target the individuals for the campaign.
    Type: Application
    Filed: March 31, 2023
    Publication date: September 28, 2023
    Inventors: Adam VUKICH, Abdelkadar M’Hamed BENKREIRA, Joshua EDWARDS, William F. CARROLL, Mykhaylo BULGAKOV
  • Publication number: 20230058162
    Abstract: This disclosure provides multimeric binding molecules that bind to a human coronavirus, e.g., MERS-CoV, SARS-CoV or SARS-CoV-2. This disclosure also provides compositions comprising the multimeric binding molecules, polynucleotides that encode the multimeric binding molecules, and host cells that can produce the binding molecules. Further this disclosure provides methods of using the multimeric binding molecules, including methods for treating and preventing human coronavirus disease, e.g., coronavirus disease 2019 (COVID-19).
    Type: Application
    Filed: July 27, 2021
    Publication date: February 23, 2023
    Inventors: Paul R. Hinton, Bruce Alan Keyt, Dean Ng, Kathy Miller, Deepal Pandya, Stephen F. Carroll
  • Publication number: 20230031057
    Abstract: Various embodiments are generally directed to techniques for generating rules automatically navigate a website and perform updates of payment token information.
    Type: Application
    Filed: October 11, 2022
    Publication date: February 2, 2023
    Applicant: Capital One Services, LLC
    Inventors: Mykhaylo BULGAKOV, Taurean BUTLER, William F. CARROLL, II
  • Patent number: 11567647
    Abstract: A method for creating a customized and redacted credit report may include transmitting a user request to generate a customized credit report, receiving a copy of a stored credit report, analyzing the copy of the stored credit report, displaying one or more information fields and one or more selectable user interface elements, transmitting a credit report redaction list, and receiving a customized credit report. A user device for configuring a customized credit report may include a processor, a display in communication with the processor, and a non-transitory memory storing instructions that, when executed by the processor, cause the processor to perform processing including transmitting a user request to generate a customized credit report, displaying one or more information fields and one or more selectable user interface elements, transmitting a credit report redaction list, and receiving a shareable credit report link associated with a customized credit report.
    Type: Grant
    Filed: November 18, 2019
    Date of Patent: January 31, 2023
    Assignee: Capital One Services, LLC
    Inventors: Abdelkader M'Hamed Benkreira, Joshua Edwards, William F. Carroll, II, Michael Mossoba
  • Patent number: 11535664
    Abstract: This disclosure provides a multimeric hepatitis B virus (HBV) protein binding molecule, e.g., a dimeric IgA or a pentameric or hexameric IgM binding molecule, comprising at least two bivalent binding units, or variants or fragments thereof, each comprising at least two antibody heavy chain constant regions or fragments thereof, wherein each heavy chain constant region or fragment thereof is associated with an HBV antigen binding domain. The disclosure also provides compositions comprising the multimeric binding molecules, polynucleotides encoding the multimeric binding molecules, and methods to make and use the multimeric binding molecules.
    Type: Grant
    Filed: February 19, 2020
    Date of Patent: December 27, 2022
    Assignee: IGM Biosciences, Inc.
    Inventors: Stephen F. Carroll, Ramesh Baliga, Dean Ng, Bruce Keyt
  • Publication number: 20220403009
    Abstract: This disclosure provides multimeric binding molecules that bind to a human coronavirus, e.g., MERS-CoV, SARS-CoV or SARS-CoV-2. This disclosure also provides compositions comprising the multimeric binding molecules, polynucleotides that encode the multimeric binding molecules, and host cells that can produce the binding molecules. Further this disclosure provides methods of using the multimeric binding molecules, including methods for treating and preventing human coronavirus disease, e.g., coronavirus disease 2019 (COVID-19).
    Type: Application
    Filed: July 14, 2022
    Publication date: December 22, 2022
    Inventors: Paul R. Hinton, Bruce Alan Keyt, Dean Ng, Kathy Miller, Deepal Pandya, Stephen F. Carroll
  • Patent number: 11503034
    Abstract: Various embodiments are generally directed to techniques for generating rules automatically navigate a website and perform updates of payment token information.
    Type: Grant
    Filed: February 23, 2021
    Date of Patent: November 15, 2022
    Assignee: Capital One Services, LLC
    Inventors: Mykhaylo Bulgakov, Taurean Butler, William F. Carroll, II
  • Publication number: 20220261607
    Abstract: Provided are approaches for providing multiple user accounts in a same transaction card assembly. The transaction card assembly may include a first card including a first card first side opposite a first card second side, the first card first side including a first pair of magnetic stripes and the first card second side including a first pair of identification chips. The transaction card assembly may further include a second card coupled to the first card, the second card including a second card first side opposite a second card second side, the second card first side including a second pair of magnetic stripes, and the second card second side including a second pair of identification chips. The first and second cards are slidable relative to one another between multiple positions to selectively expose and cover each identification chip of the first and second pairs of identification chips.
    Type: Application
    Filed: April 13, 2022
    Publication date: August 18, 2022
    Applicant: Capital One Services, LLC
    Inventors: Andrea MONTEALEGRE, William F. CARROLL, II, Bryant YEE, Daniel MARSCH
  • Patent number: 11354648
    Abstract: A transaction card receives sound waves that represent a user command, where the user command identifies one or more transaction restrictions of the transaction card. The transaction card converts the sound waves to a digital signal and identifies, based on an analysis of the digital signal, user command data that identifies the user command. The transaction card sets, based on identifying the user command data, one or more transaction restriction values for the one or more transaction restrictions. The transaction card receives transaction metadata associated with a transaction and determines whether the transaction is compliant with the one or more transaction restrictions. The transaction card causes, based on determining whether the transaction is compliant with the one or more transaction restrictions, the transaction to be processed by a server device, or to be declined.
    Type: Grant
    Filed: March 9, 2020
    Date of Patent: June 7, 2022
    Assignee: Capital One Services, LLC
    Inventors: Rajko Ilincic, Sarah J. Cunningham, James Zarakas, William F. Carroll, George Bergeron
  • Patent number: 11328195
    Abstract: Provided are approaches for providing multiple user accounts in a same transaction card assembly. The transaction card assembly may include a first card including a first card first side opposite a first card second side, the first card first side including a first pair of magnetic stripes and the first card second side including a first pair of identification chips. The transaction card assembly may further include a second card coupled to the first card, the second card including a second card first side opposite a second card second side, the second card first side including a second pair of magnetic stripes, and the second card second side including a second pair of identification chips. The first and second cards are slidable relative to one another between multiple positions to selectively expose and cover each identification chip of the first and second pairs of identification chips.
    Type: Grant
    Filed: May 5, 2020
    Date of Patent: May 10, 2022
    Assignee: Capital One Services, LLC
    Inventors: Andrea Montealegre, William F. Carroll, II, Bryant Yee, Daniel Marsch
  • Publication number: 20210350194
    Abstract: Provided are approaches for providing multiple user accounts in a same transaction card assembly. The transaction card assembly may include a first card including a first card first side opposite a first card second side, the first card first side including a first pair of magnetic stripes and the first card second side including a first pair of identification chips. The transaction card assembly may further include a second card coupled to the first card, the second card including a second card first side opposite a second card second side, the second card first side including a second pair of magnetic stripes, and the second card second side including a second pair of identification chips. The first and second cards are slidable relative to one another between multiple positions to selectively expose and cover each identification chip of the first and second pairs of identification chips.
    Type: Application
    Filed: May 5, 2020
    Publication date: November 11, 2021
    Applicant: Capital One Services, LLC
    Inventors: Andrea MONTEALEGRE, William F. CARROLL, II, Bryant YEE, Daniel MARSCH
  • Publication number: 20210279715
    Abstract: A transaction card receives sound waves that represent a user command, where the user command identifies one or more transaction restrictions of the transaction card. The transaction card converts the sound waves to a digital signal and identifies, based on an analysis of the digital signal, user command data that identifies the user command. The transaction card sets, based on identifying the user command data, one or more transaction restriction values for the one or more transaction restrictions. The transaction card receives transaction metadata associated with a transaction and determines whether the transaction is compliant with the one or more transaction restrictions. The transaction card causes, based on determining whether the transaction is compliant with the one or more transaction restrictions, the transaction to be processed by a server device, or to be declined.
    Type: Application
    Filed: March 9, 2020
    Publication date: September 9, 2021
    Inventors: Rajko ILINCIC, Sarah J. CUNNINGHAM, James ZARAKAS, William F. CARROLL, George BERGERON
  • Publication number: 20210185048
    Abstract: Various embodiments are generally directed to techniques for generating rules automatically navigate a website and perform updates of payment token information.
    Type: Application
    Filed: February 23, 2021
    Publication date: June 17, 2021
    Applicant: Capital One Services, LLC
    Inventors: Mykhaylo BULGAKOV, Taurean BUTLER, William F. CARROLL, II
  • Patent number: 10972473
    Abstract: Various embodiments are generally directed to techniques for generating rules automatically navigate a website and perform updates of payment token information.
    Type: Grant
    Filed: November 25, 2019
    Date of Patent: April 6, 2021
    Assignee: Capital One Services, LLC
    Inventors: Mykhaylo Bulgakov, Taurean Butler, William F. Carroll, II
  • Publication number: 20210002353
    Abstract: This disclosure provides a multimeric hepatitis B virus (HBV) protein binding molecule, e.g., a dimeric IgA or a pentameric or hexameric IgM binding molecule, comprising at least two bivalent binding units, or variants or fragments thereof, each comprising at least two antibody heavy chain constant regions or fragments thereof, wherein each heavy chain constant region or fragment thereof is associated with an HBV antigen binding domain. The disclosure also provides compositions comprising the multimeric binding molecules, polynucleotides encoding the multimeric binding molecules, and methods to make and use the multimeric binding molecules.
    Type: Application
    Filed: February 19, 2020
    Publication date: January 7, 2021
    Inventors: Stephen F. Carroll, Ramesh Baliga, Dean Ng, Bruce Keyt
  • Patent number: 10867148
    Abstract: A customizable programmable card may comprise a set of visual indicators on a face of the card, wherein each one of the visual indicators indicates a functionality available for instantiation via the card; a short-range communication widget that comprises: a short range communication unit capable of transmitting data to a receiving entity; and a data store that comprises: a set of application identifiers, wherein each application identifier corresponds to one of the set of visual indicators; and, for each of the set of application identifiers, a corresponding set of application data to be used by a corresponding application associated with the application identifier, that causes the corresponding application to be instantiated on the receiving entity, wherein the corresponding set of application data are used as parameters for the instantiated corresponding application.
    Type: Grant
    Filed: February 6, 2020
    Date of Patent: December 15, 2020
    Assignee: Develop For LLC
    Inventor: William F Carroll, II
  • Publication number: 20200382514
    Abstract: Various embodiments are generally directed to techniques for generating rules automatically navigate a website and perform updates of payment token information.
    Type: Application
    Filed: November 25, 2019
    Publication date: December 3, 2020
    Applicant: Capital One Services, LLC
    Inventors: Mykhaylo BULGAKOV, Taurean BUTLER, William F. CARROLL, II
  • Patent number: 10822399
    Abstract: The present invention concerns IgA multi-specific binding molecules. In particular, the invention concerns multi-specific, including bispecific, binding molecules comprising IgA heavy chain sequences, and methods for their preparation and use.
    Type: Grant
    Filed: February 10, 2015
    Date of Patent: November 3, 2020
    Assignee: IGM Biosciences, Inc.
    Inventors: Bruce Keyt, Leonard George Presta, Fen Zhang, Stephen F. Carroll