Abstract: A method that comprises acquiring a home mortgage loan having a loan asset and a servicing asset and compensating a servicer that performs servicing of the loan during a term of the loan. The compensation provided to the servicer does not decrease through time during the term of the loan.

Abstract: A data construct represents a financial asset in a data processing system. The data construct comprises description data, a cash flow map, and process instructions. The description data further comprises creation, purpose, and transaction information data describing the financial asset. The cash flow map further comprises information on cash flows that flow into the financial asset. The process instructions include information on cash flow processing for the cash flows that flow into the financial asset.

Abstract: A method comprises decomposing each of a plurality of home mortgage loans into a plurality of sub-loan level cash flows; and repackaging the plurality of sub-loan level cash flows to form a plurality of financial assets backed by the plurality of sub-loan level cash flows.

Abstract: A fishing lure and hook combination includes a fishing hook having a shank with a pointed end, said shrank having an eye on the other end thereof. The fishing lure has a front portion having an elongated bore therethrough for receiving a fishing line therethrough and a rear portion having a slit in the side thereof intersecting the front portion bore and sized for said fish hook eye to slide sideways therein. The fishing weight has an enlarged hollow area at the intersection of the front portion elongated bore and the rear portion slit sized for the fish hook eye to rotate therein so that sliding the hook of the eye sideways into the rear portion of the slit and rotating the eye, locks the fish hook to the lure.

Abstract: A boat trailer lighting system apparatus includes a boat trailer for trailering a boat having an outboard motor mounted thereto. An electrical light assembly having an electric lamp therein is rotatably attached to an outboard motor skeg mounting bracket which is removably attached to the outboard motor skeg. The electrical light assembly is connected through an electrical conductor to an electrical power source which may be connected into the tail and brake lights of the trailer so that the light is activated along with the trailer lights. The outboard motor skeg mounting bracket has a cover sleeve of a general shape of the outboard motor skeg for sliding over the skeg and a threaded clamping bolt threaded through the cover against the skeg to lock the skeg light to the outboard motor.