Patents by Inventor Faheem RAHMAN

Faheem RAHMAN has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Publication number: 20220237617
    Abstract: A method including: receiving a purchasing policy; receiving, from a transaction terminal, a transaction authorization request including transaction authorization data associated with an attempted purchase made using a transaction card; determining, based on the transaction authorization data, purchase data; receiving a user profile corresponding to a user, associated with the transaction card, and past purchasing behavior data of the user; responsive to determining, based a comparison of the purchasing policy, the purchase data and the user profile, that the attempted purchase is suspicious, generating an attestation request; transmitting, to a user device associated with the user, the attestation request; receiving, from the user device, attestation data; and responsive to determining that the attestation data indicates that the attempted purchase comports with the purchasing policy, transmitting, to the transaction terminal, a transaction authorization approval to allow the attempted purchase.
    Type: Application
    Filed: April 12, 2022
    Publication date: July 28, 2022
    Inventors: Rajsaday DUTT, Jinlian WANG, Sharifa MONAWER, Christopher URBAN, Scott NIMMER, Faheem RAHMAN
  • Patent number: 11334896
    Abstract: A method including: receiving a purchasing policy; receiving, from a transaction terminal, a transaction authorization request including transaction authorization data associated with an attempted purchase made using a transaction card; determining, based on the transaction authorization data, purchase data; receiving a user profile corresponding to a user, associated with the transaction card, and past purchasing behavior data of the user; responsive to determining, based a comparison of the purchasing policy, the purchase data and the user profile, that the attempted purchase is suspicious, generating an attestation request; transmitting, to a user device associated with the user, the attestation request; receiving, from the user device, attestation data; and responsive to determining that the attestation data indicates that the attempted purchase comports with the purchasing policy, transmitting, to the transaction terminal, a transaction authorization approval to allow the attempted purchase.
    Type: Grant
    Filed: April 17, 2019
    Date of Patent: May 17, 2022
    Assignee: CAPITAL ONE SERVICES, LLC
    Inventors: Rajsaday Dutt, Jinlian Wang, Sharifa Monawer, Christopher Urban, Scott Nimmer, Faheem Rahman
  • Publication number: 20210295452
    Abstract: A method including: receiving an indication of a transaction authorization of a temporary pending transaction of a financial account associated with a user; receiving receipt data corresponding to a receipt related the pending transaction; storing data indicative of the receipt in correspondence with the pending transaction; determining a first posted transaction that corresponds to the pending transaction, the first transaction not being posted based on the pending transaction; and in response to the determining, storing the data indicative of the receipt in correspondence with the first posted transaction.
    Type: Application
    Filed: June 8, 2021
    Publication date: September 23, 2021
    Inventors: Rajsaday DUTT, Faheem RAHMAN, Sharifa MONAWER, Suvayan ROY
  • Patent number: 11068863
    Abstract: A method including: receiving an indication of a transaction authorization of a pending transaction, the transaction authorization being requested using a financial account associated with a user; outputting for transmission, to a user device associated with the user, a request for purchase information corresponding to the pending transaction; receiving, from the user device, receipt image data corresponding to a receipt related the pending transaction; storing data indicative of the receipt in correspondence with the pending transaction; determining, based on analyzing a plurality of posted transactions of the financial account, a first posted transaction corresponding to the pending transaction; and storing the data indicative of the receipt in correspondence with the first posted transaction.
    Type: Grant
    Filed: April 4, 2019
    Date of Patent: July 20, 2021
    Assignee: CAPITAL ONE SERVICES, LLC
    Inventors: Rajsaday Dutt, Faheem Rahman, Sharifa Monawer, Suvayan Roy
  • Patent number: 10885500
    Abstract: A method including: receiving an indication of a transaction authorization of a pending transaction, the transaction authorization being requested using a financial account associated with a user; outputting for transmission, to a user device associated with the user, a request for purchase information corresponding to the pending transaction; receiving, from the user device, receipt image data corresponding to a receipt related the pending transaction; storing data indicative of the receipt in correspondence with the pending transaction; determining, based on analyzing a plurality of posted transactions of the financial account, a first posted transaction corresponding to the pending transaction; and storing the data indicative of the receipt in correspondence with the first posted transaction.
    Type: Grant
    Filed: October 17, 2019
    Date of Patent: January 5, 2021
    Assignee: Capital One Services, LLC
    Inventors: Rajsaday Dutt, Faheem Rahman, Sharifa Monawer, Suvayan Roy
  • Publication number: 20200334678
    Abstract: A method including: receiving a purchasing policy; receiving, from a transaction terminal, a transaction authorization request including transaction authorization data associated with an attempted purchase made using a transaction card; determining, based on the transaction authorization data, purchase data; receiving a user profile corresponding to a user, associated with the transaction card, and past purchasing behavior data of the user; responsive to determining, based a comparison of the purchasing policy, the purchase data and the user profile, that the attempted purchase is suspicious, generating an attestation request; transmitting, to a user device associated with the user, the attestation request; receiving, from the user device, attestation data; and responsive to determining that the attestation data indicates that the attempted purchase comports with the purchasing policy, transmitting, to the transaction terminal, a transaction authorization approval to allow the attempted purchase.
    Type: Application
    Filed: April 17, 2019
    Publication date: October 22, 2020
    Inventors: Rajsaday DUTT, Jinlian WANG, Sharifa MONAWER, Christopher URBAN, Scott NIMMER, Faheem RAHMAN
  • Publication number: 20200320486
    Abstract: A method including: receiving an indication of a transaction authorization of a pending transaction, the transaction authorization being requested using a financial account associated with a user; outputting for transmission, to a user device associated with the user, a request for purchase information corresponding to the pending transaction; receiving, from the user device, receipt image data corresponding to a receipt related the pending transaction; storing data indicative of the receipt in correspondence with the pending transaction; determining, based on analyzing a plurality of posted transactions of the financial account, a first posted transaction corresponding to the pending transaction; and storing the data indicative of the receipt in correspondence with the first posted transaction.
    Type: Application
    Filed: April 4, 2019
    Publication date: October 8, 2020
    Inventors: Rajsaday DUTT, Faheem RAHMAN, Sharifa MONAWER, Suvayan ROY
  • Publication number: 20200320487
    Abstract: A method including: receiving an indication of a transaction authorization of a pending transaction, the transaction authorization being requested using a financial account associated with a user; outputting for transmission, to a user device associated with the user, a request for purchase information corresponding to the pending transaction; receiving, from the user device, receipt image data corresponding to a receipt related the pending transaction; storing data indicative of the receipt in correspondence with the pending transaction; determining, based on analyzing a plurality of posted transactions of the financial account, a first posted transaction corresponding to the pending transaction; and storing the data indicative of the receipt in correspondence with the first posted transaction.
    Type: Application
    Filed: October 17, 2019
    Publication date: October 8, 2020
    Inventors: Rajsaday Dutt, Faheem Rahman, Sharifa Monawer, Suvayan Roy