Abstract: Embodiments of the present invention provides a data protection solution for data extraction, masking, and transfer from production data sources to a non-production environment. With the disclosed techniques, sensitive data may be securely and randomly masked while the format of the masked data, referential integrity of records, and/or data validation rules are preserved for purposes of application or system testing.

Abstract: Improved systems and methods of authenticating a user using a mobile device to access a secure electronic portal are provided. A user may be enabled to quickly and securely log onto a website or other electronic portal using a handheld electronic device. In certain embodiments, multifactor authentication is utilized to improve the security of the authentication process.