Abstract: This application provides a computer-implemented method for providing notifications. The method includes creating and storing a geofenced area associated with a mobile device and a location that has a healthcare facility in a data store and outputting a notification to the mobile device when the mobile device is within the geofenced area. The notification may include that the location offers at least one healthcare service that can be received on an unscheduled basis, where in the facility that the at least one healthcare service is offered, whether or not the healthcare service is covered by a patient's insurance, the cost of the healthcare service, the out-of-pocket cost by the patient of the healthcare service, wait time at the facility for the healthcare service, and when the patient should not receive the healthcare service for other medical reasons.

Abstract: A method for providing notifications to a patient associated with a mobile device is provided. The method includes receiving and storing information related to a scheduled visit to the healthcare services facility, determining a first notification based upon the information related to the scheduled visit, and outputting the first notification to the mobile device. The first notification is further based upon the medical history of the patient, the insurance network of the patient, where the patient lives and works, the price information of the healthcare service being performed for the patient, preferences of the patient, the knowledge and skill and self-confidence of the patient to manage healthcare, and the location of the healthcare services facility and patient and a geofenced area indicating that the patient is in close proximity to the healthcare services facility when entered into by the mobile device associated with the patient.

Abstract: A method for providing notifications to a patient associated with a mobile device is provided. The method includes receiving and storing information related to a scheduled visit to the healthcare services facility, determining a first notification based upon the information related to the scheduled visit, and outputting the first notification to the mobile device. The first notification is further based upon the medical history of the patient, the insurance network of the patient, where the patient lives and works, the price information of the healthcare service being performed for the patient, preferences of the patient, the knowledge and skill and self-confidence of the patient to manage healthcare, and the location of the healthcare services facility and patient and a geofenced area indicating that the patient is in close proximity to the healthcare services facility when entered into by the mobile device associated with the patient.

Abstract: This application provides a computer-implemented method for providing notifications. The method includes creating and storing a geofenced area associated with a mobile device and a location that has a healthcare facility in a data store and outputting a notification to the mobile device when the mobile device is within the geofenced area. The notification may include that the location offers at least one healthcare service that can be received on an unscheduled basis, where in the facility that the at least one healthcare service is offered, whether or not the healthcare service is covered by a patient's insurance, the cost of the healthcare service, the out-of-pocket cost by the patient of the healthcare service, wait time at the facility for the healthcare service, and when the patient should not receive the healthcare service for other medical reasons.

Abstract: This application provides a computer-implemented method for providing notifications. The method includes a) creating a geofenced area associated with a mobile device and a healthcare facility, wherein the patient is associated with the mobile device, b) storing the geofenced area in a data store, c) determining when the mobile device has crossed or entered the geofenced area during an unscheduled visit to the healthcare facility by the patient, d) sending a notification to or retrieving the notification from the mobile device, wherein the notification includes the medical history of the patient, the type of healthcare facility associated with the geofenced area, the insurance network of the patient, the medical providers practicing at the healthcare facility, wait times at the healthcare facility, and the proximity to other healthcare facilities, and e) outputting the notification to the mobile device when mobile device is within the geofenced area.

Abstract: Pre-paid negotiable instruments are issued in response to a request at a host system from the holder of a stored-value account. The request is made through an IVR system or a web interface, and the host allocates funds from the account and provides a balance remaining after the negotiable instrument is issued. The instrument is printed with a transaction number or other identifier at an issuing system, and is then sent to the account holder. The account holder activates the instrument after receipt. The payee receives the instrument and authorizes the instrument by providing the transaction number or identifier to the host. When authorized, payment is guaranteed to the payee from the issuer.

Abstract: Pre-paid negotiable instruments are issued in response to a request at a host system from the holder of a stored-value account. The request is made through an IVR system or a web interface, and the host allocates funds from the account and provides a balance remaining after the negotiable instrument is issued. The instrument is printed with a transaction number or other identifier at an issuing system, and is then sent to the account holder. The account holder activates the instrument after receipt. The payee receives the instrument and authorizes the instrument by providing the transaction number or identifier to the host. When authorized, payment is guaranteed to the payee from the issuer.

Abstract: Pre-paid negotiable instruments are issued in response to a request at a host system from the holder of a stored-value account. The request is made through an IVR system or a web interface, and the host allocates funds from the account and provides a balance remaining after the negotiable instrument is issued. The instrument is printed with a transaction number or other identifier at an issuing system, and is then sent to the account holder. The account holder activates the instrument after receipt. The payee receives the instrument and authorizes the instrument by providing the transaction number or identifier to the host. When authorized, payment is guaranteed to the payee from the issuer.

Abstract: Pre-paid negotiable instruments are issued in response to a request at a host system from the holder of a stored-value account. The request is made through an IVR system or a web interface, and the host allocates funds from the account and provides a balance remaining after the negotiable instrument is issued. The instrument is printed with a transaction number or other identifier at an issuing system, and is then sent to the account holder. The account holder activates the instrument after receipt. The payee receives the instrument and authorizes the instrument by providing the transaction number or identifier to the host. When authorized, payment is guaranteed to the payee from the issuer.

Abstract: Pre-paid negotiable instruments are issued in response to a request at a host system from the holder of a stored-value account. The request is made through an IVR system or a web interface, and the host allocates funds from the account and provides a balance remaining after the negotiable instrument is issued. The instrument is printed with a transaction number or other identifier at an issuing system, and is then sent to the account holder. The account holder activates the instrument after receipt. The payee receives the instrument and authorizes the instrument by providing the transaction number or identifier to the host. When authorized, payment is guaranteed to the payee from the issuer.

Abstract: Methods and systems are disclosed of executing a financial transaction that enable enhanced usage monitoring. Funds are received from a buyer for purchase of a single-load stored-value instrument. The single-load stored-value instrument is associated with a predefined value amount. Buyer identification information that identifies the buyer is received. The buyer identification information is stored in association with the stored-value instrument. The stored-value instrument is validated for use in making purchase by drawing from value associated with the stored-value instrument.

Abstract: Stored value instruments and tools for their use and/or administration are disclosed. In an aspect, a stored value instrument is associated with a subaccount that has access to a portion of an amount stored value in a master account. There may be many such subaccounts associated with a master account, and each subaccount may have its own associated stored value instrument. Beneficially, this arrangement can allow a master account holder to assign a specific portion of the stored value in the master account for the use of each of the stored value instruments, while still maintaining the ability to administer the master account.

Abstract: Methods and systems are disclosed of executing a financial transaction that enable enhanced usage monitoring. Funds are received from a buyer for purchase of a single-load stored-value instrument. The single-load stored-value instrument is associated with a predefined value amount. Buyer identification information that identifies the buyer is received. The buyer identification information is stored in association with the stored-value instrument. The stored-value instrument is validated for use in making purchase by drawing from value associated with the stored-value instrument.

Abstract: Pre-paid negotiable instruments are issued in response to a request at a host system from the holder of a stored-value account. The request is made through an IVR system or a web interface, and the host allocates funds from the account and provides a balance remaining after the negotiable instrument is issued. The instrument is printed with a transaction number or other identifier at an issuing system, and is then sent to the account holder. The account holder activates the instrument after receipt. The payee receives the instrument and authorizes the instrument by providing the transaction number or identifier to the host. When authorized, payment is guaranteed to the payee from the issuer.