Patents by Inventor Fernando Alfaro
Fernando Alfaro has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).
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Patent number: 11966891Abstract: A system for managing a financial account in a low cash mode. The system may include a memory storing instructions, and a processor configured to execute the instructions to perform operations. The operations may include providing an interface; providing a notification to a user when a balance in the first account is deemed to be in low cash mode; presenting, when the first account balance is deemed to be in low cash mode, an option for a transfer request; receiving, a selection of the option for the transfer request to connect the first account with a second account; transferring funds from the second account to the first account; notifying the user that funds have been transferred from the second account to the first account; and further notifying the user that the balance in the first account is greater than the threshold value.Type: GrantFiled: January 4, 2021Date of Patent: April 23, 2024Assignee: The PNC Financial Services Group, Inc.Inventors: Urich T. Bowers, Mecal McDade, Todd Tkach, Fernando Alfaro, Jeremy Moore
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Patent number: 11954659Abstract: A system for managing a financial account in a low cash mode. The system may include a memory storing instructions, and a processor configured to execute the instructions to perform operations. The operations may include providing an interface; providing a notification to a user when a balance in the first account is deemed to be in low cash mode; presenting, when the first account balance is deemed to be in low cash mode, an option for a transfer request; receiving, a selection of the option for the transfer request to connect the first account with a second account; transferring funds from the second account to the first account; notifying the user that funds have been transferred from the second account to the first account; and further notifying the user that the balance in the first account is greater than the threshold value.Type: GrantFiled: May 6, 2021Date of Patent: April 9, 2024Inventors: Urich T. Bowers, Mecal McDade, Todd Tkach, Mike Kirch, Eric Romantino, Jeremy Moore, Fernando Alfaro
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Patent number: 11935019Abstract: A system for managing a financial account in a low cash mode. The system may include a memory storing instructions, and a processor configured to execute the instructions to perform operations. The operations may include providing an interface; providing a notification to a user when a balance in the first account is deemed to be in low cash mode; presenting, when the first account balance is deemed to be in low cash mode, an option for a transfer request; receiving, a selection of the option for the transfer request to connect the first account with a second account; transferring funds from the second account to the first account; notifying the user that funds have been transferred from the second account to the first account; and further notifying the user that the balance in the first account is greater than the threshold value.Type: GrantFiled: July 6, 2021Date of Patent: March 19, 2024Assignee: The PNC Financial Services Group, Inc.Inventors: Urich T. Bowers, Mecal McDade, Todd Tkach, Jeremy Moore, Fernando Alfaro
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Patent number: 11893557Abstract: A system for managing a financial account in a low cash mode. The system may include a memory storing instructions, and a processor configured to execute the instructions to perform operations. The operations may include providing an interface; providing a notification to a user when a balance in the first account is deemed to be in low cash mode; presenting, when the first account balance is deemed to be in low cash mode, an option for a transfer request; receiving, a selection of the option for the transfer request to connect the first account with a second account; transferring funds from the second account to the first account; notifying the user that funds have been transferred from the second account to the first account; and further notifying the user that the balance in the first account is greater than the threshold value.Type: GrantFiled: May 7, 2021Date of Patent: February 6, 2024Assignee: The PNC Financial Services Group, Inc.Inventors: Urich T. Bowers, Mecal McDade, Todd Tkach, Jeremy Moore, Fernando Alfaro, Robert Haberstroh
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Patent number: 11868978Abstract: A system for managing a financial account in a low cash mode. The system may include a memory storing instructions, and a processor configured to execute the instructions to perform operations. The operations may include providing an interface; providing a notification to a user when a balance in the first account is deemed to be in low cash mode; presenting, when the first account balance is deemed to be in low cash mode, an option for a transfer request; receiving, a selection of the option for the transfer request to connect the first account with a second account; transferring funds from the second account to the first account; notifying the user that funds have been transferred from the second account to the first account; and further notifying the user that the balance in the first account is greater than the threshold value.Type: GrantFiled: May 7, 2021Date of Patent: January 9, 2024Assignee: THE PNC FINANCIAL SERVICES GROUP, INC.Inventors: Urich T. Bowers, Mecal McDade, Todd Tkach, Fernando Alfaro, Jeremy Moore, Robert Haberstroh
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Patent number: 11847582Abstract: A system for managing a financial account in a low cash mode. The system may include a memory storing instructions, and a processor configured to execute the instructions to perform operations. The operations may include providing an interface; providing a notification to a user when a balance in the first account is deemed to be in low cash mode; presenting, when the first account balance is deemed to be in low cash mode, an option for a transfer request; receiving, a selection of the option for the transfer request to connect the first account with a second account; transferring funds from the second account to the first account; notifying the user that funds have been transferred from the second account to the first account; and further notifying the user that the balance in the first account is greater than the threshold value.Type: GrantFiled: May 7, 2021Date of Patent: December 19, 2023Assignee: THE PNC FINANCIAL SERVICES GROUP, INC.Inventors: Urich T. Bowers, Mecal McDade, Todd Tkach, Jeremy Moore, Fernando Alfaro, Robert Haberstroh
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Patent number: 11847623Abstract: A system for managing a financial account in a low cash mode. The system may include a memory storing instructions, and a processor configured to execute the instructions to perform operations. The operations may include providing an interface; providing a notification to a user when a balance in the first account is deemed to be in low cash mode; presenting, when the first account balance is deemed to be in low cash mode, an option for a transfer request; receiving, a selection of the option for the transfer request to connect the first account with a second account; transferring funds from the second account to the first account; notifying the user that funds have been transferred from the second account to the first account; and further notifying the user that the balance in the first account is greater than the threshold value.Type: GrantFiled: May 6, 2021Date of Patent: December 19, 2023Assignee: The PNC Financial Services Group, Inc.Inventors: Urich T. Bowers, Mecal McDade, Todd Tkach, Jeremy Moore, Fernando Alfaro
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Patent number: 11795052Abstract: A constraint for a sensor assembly includes a silicon wafer and a flexible structure. The silicon wafer has a first side, a second side opposite to the first side, and a passageway extending through the silicon wafer from the first side to the second side. The first side is a continuous planar surface except for the passageway. The flexible structure extends from the second side.Type: GrantFiled: September 29, 2020Date of Patent: October 24, 2023Assignee: TE CONNECTIVITY SOLUTIONS GMBHInventor: Jose Fernando Alfaro Perez
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Patent number: 11473991Abstract: Semiconductor MEMS pressure sensors that can produce a linear and large output signal when subject to a small pressure, without an increase to the front to back span error. One example can experience large deflections without causing catastrophic damage to the membrane. The pressure sensor can include a silicon layer having opposing surfaces, an etched pattern in of the surfaces of the silicon layer, and an etched cavity on the opposite surface of the silicon layer to form a membrane. The etched patterned can include a series of concentric stiffening ribs, an inverted boss, large depression areas next to the membrane edge and/or the boss, and piezoresistive strain concentrators. The ribs and depressions can be formed onto the silicon membrane by anisotropic or isotropic etch techniques. Piezoresistive devices can be diffused into the membrane in the regions near the strain concentrators to form a Wheatstone bridge or other measurement structure.Type: GrantFiled: December 29, 2019Date of Patent: October 18, 2022Assignee: MEASUREMENT SPECIALTIES, INC.Inventor: Fernando Alfaro
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Publication number: 20220098029Abstract: A constraint for a sensor assembly includes a silicon wafer and a flexible structure. The silicon wafer has a first side, a second side opposite to the first side, and a passageway extending through the silicon wafer from the first side to the second side. The first side is a continuous planar surface except for the passageway. The flexible structure extends from the second side.Type: ApplicationFiled: September 29, 2020Publication date: March 31, 2022Applicant: Measurement Specialties, Inc.Inventor: Jose Fernando Alfaro Perez
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Publication number: 20210199527Abstract: Semiconductor MEMS pressure sensors that can produce a linear and large output signal when subject to a small pressure, without an increase to the front to back span error. One example can experience large deflections without causing catastrophic damage to the membrane. The pressure sensor can include a silicon layer having opposing surfaces, an etched pattern in of the surfaces of the silicon layer, and an etched cavity on the opposite surface of the silicon layer to form a membrane. The etched patterned can include a series of concentric stiffening ribs, an inverted boss, large depression areas next to the membrane edge and/or the boss, and piezoresistive strain concentrators. The ribs and depressions can be formed onto the silicon membrane by anisotropic or isotropic etch techniques. Piezoresistive devices can be diffused into the membrane in the regions near the strain concentrators to form a Wheatstone bridge or other measurement structure.Type: ApplicationFiled: December 29, 2019Publication date: July 1, 2021Applicant: Silicon Microstructures, Inc.Inventor: Fernando Alfaro
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Patent number: 10682498Abstract: Pressure sensors and associated structures that may have reduced light sensitivity. An example may provide structures reducing light at a component on a membrane of a pressure sensor.Type: GrantFiled: October 16, 2017Date of Patent: June 16, 2020Assignee: SILICON MICROSTRUCTURES, INC.Inventors: Holger Doering, Stephen C. Terry, Justin Gaynor, Omar Abed, Fernando Alfaro
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Patent number: 10641672Abstract: Pressure sensors and associated structures that may facilitate the use of automated connection processes and tools. An example may provide structures for aligning interconnect wires to pressure sensor bondpads in order to facilitate the use of automated processes and tools.Type: GrantFiled: October 17, 2016Date of Patent: May 5, 2020Assignee: Silicon Microstructures, Inc.Inventors: Holger Doering, Stephen C. Terry, Justin Gaynor, Omar Abed, Fernando Alfaro
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Patent number: 10041851Abstract: Pressure sensors and their methods of manufacturing, where the pressure sensors have a small, thin form factor and may include features designed to improve manufacturability and where the method of manufacturing may improve yield and reduce overall costs.Type: GrantFiled: August 3, 2016Date of Patent: August 7, 2018Assignee: SILICON MICROSTRUCTURES, INC.Inventors: Holger Doering, Stephen C. Terry, Justin Gaynor, Omar Abed, Fernando Alfaro
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Publication number: 20180099120Abstract: Pressure sensors and associated structures that may have reduced light sensitivity. An example may provide structures reducing light at a component on a membrane of a pressure sensor.Type: ApplicationFiled: October 16, 2017Publication date: April 12, 2018Applicant: Silicon Microstructures, Inc.Inventors: Holger Doering, Stephen C. Terry, Justin Gaynor, Omar Abed, Fernando Alfaro
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Publication number: 20170131167Abstract: Pressure sensors and associated structures that may facilitate the use of automated connection processes and tools. An example may provide structures for aligning interconnect wires to pressure sensor bondpads in order to facilitate the use of automated processes and tools.Type: ApplicationFiled: October 17, 2016Publication date: May 11, 2017Applicant: Silicon Microstructures, Inc.Inventors: Holger Doering, Stephen C. Terry, Justin Gaynor, Omar Abed, Fernando Alfaro
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Publication number: 20170089788Abstract: Pressure sensors and their methods of manufacturing, where the pressure sensors have a small, thin form factor and may include features designed to improve manufacturability and where the method of manufacturing may improve yield and reduce overall costs.Type: ApplicationFiled: August 3, 2016Publication date: March 30, 2017Applicant: Silicon Microstructures, Inc.Inventors: Holger Doering, Stephen C. Terry, Justin Gaynor, Omar Abed, Fernando Alfaro
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Publication number: 20160178467Abstract: Structures and methods of protecting membranes on pressure sensors. One example may provide a pressure sensor having a backside cavity defining a frame and under a membrane formed in a device layer. The sensor may further include a cap joined to the device layer by a bonding layer. A recess for a reference cavity may be formed in one or more of the cap, bonding layer, and membrane or other device layer portion. The recess may have a width that is narrower than a width of the backside cavity in at least one direction. A eutectically bondable metal stack may be provided on a bottom side of the sensor. Conductive traces in the sensor may be formed by implanting and annealing ions. An implanted field shield may be formed to protect the conductive traces that form sense elements. Damage prevention circuitry and a temperature sensing diode may also be provided.Type: ApplicationFiled: February 10, 2016Publication date: June 23, 2016Applicant: Silicon Microstructures, Inc.Inventors: Steve Terry, Fernando Alfaro, Marc Konradt
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Patent number: 8557225Abstract: The invention relates to a solution with a concentration of 6N of HCl, citric acid (C6O7H8) and water demineralised by reverse osmosis and bacterially purified by ozonisation and lemon-flavored artificial liquid essence or anise-flavored artificial liquid essence and water demineralised by reverse osmosis and bacterially purified by ozonisation, and to a method for using same to dissolve the brown pigmentation of teeth affected by problems of mottled enamel or chronic endemic dental fluorosis, as well as teeth with white, opaque or yellow stains. The composition is applied to the surface of the part to be treated using a small cotton swab secured with snap clamps, which performs a firm circular rubbing motion until the stains have been removed. Subsequently, a paste comprising calcium hydroxide and water is applied to the part to be treated in order to neutralize any surplus solution and, finally, the mouth is washed with simple water in order to remove any calcium hydroxide residue.Type: GrantFiled: April 23, 2009Date of Patent: October 15, 2013Inventor: Jose Fernando Alfaro Castaneda
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Publication number: 20110038812Abstract: The invention relates to a solution with a concentration of 6N of HCl, citric acid (C6O7H8) and water demineralised by reverse osmosis and bacterially purified by ozonisation and lemon-flavored artificial liquid essence or anise-flavored artificial liquid essence and water demineralised by reverse osmosis and bacterially purified by ozonisation, and to a method for using same to dissolve the brown pigmentation of teeth affected by problems of mottled enamel or chronic endemic dental fluorosis, as well as teeth with white, opaque or yellow stains. The composition is applied to the surface of the part to be treated using a small cotton swab secured with snap clamps, which performs a firm circular rubbing motion until the stains have been removed. Subsequently, a paste comprising calcium hydroxide and water is applied to the part to be treated in order to neutralize any surplus solution and, finally, the mouth is washed with simple water in order to remove any calcium hydroxide residue.Type: ApplicationFiled: April 23, 2009Publication date: February 17, 2011Inventor: Jose Fernando Alfaro Castaneda