Patents by Inventor Fernando Sanzzi

Fernando Sanzzi has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Patent number: 11494745
    Abstract: The technology described includes a physical, connected device/button, that when pressed or clicked, causes money to be transferred according to a set of rules (i.e., a “one-click” transfer of funds). In some embodiments, each click can cause a small, pre-set increment of money to be transferred from a user's checking account to the user's savings account. In other embodiments, the user can hold the button down for a longer period of time, indicating a request for a larger amount of money to be transferred.
    Type: Grant
    Filed: September 25, 2020
    Date of Patent: November 8, 2022
    Assignee: UNITED SERVICES AUTOMOBILE ASSOCIATION (USAA)
    Inventors: Fernando Sanzzi, Jon Jureczki, Marty Lee Mendivil, Ingeborg Nolf Burch, Vikram Randhir Parekh, Christine Catsifas, Meagan Marie Trahan, Jess W. Gingrich
  • Patent number: 11403714
    Abstract: A system includes a vehicle system including one or more sensors that to monitor one or more properties related to an operation of a vehicle. The system also includes a processor that receives expected vehicle usage information from an applicant, a database, publicly available sources, or the like and receive a set of data including the one or more properties from the vehicle system. The set of data is associated with the expected vehicle usage information. The processor may then determine a premium base rate based at least in part on the set of data and a risk associated with the applicant and determine a vehicle rate based at least in part of the set of data and a risk associated with the vehicle. The processor may then display a visualization including the premium base rate and the vehicle rate on a display.
    Type: Grant
    Filed: September 23, 2020
    Date of Patent: August 2, 2022
    Assignee: United Services Automobile Association (USAA)
    Inventors: Igor Alexandre Gregorio, Eric John Ortiz, Veronica Montemayor, Jennifer Lynne Gravely, Earl Sargent, Fernando Sanzzi, Mark Medeiros
  • Patent number: 10832342
    Abstract: A system includes a vehicle system including one or more sensors that to monitor one or more properties related to an operation of a vehicle. The system also includes a processor that receives expected vehicle usage information from an applicant, a database, publicly available sources, or the like and receive a set of data including the one or more properties from the vehicle system. The set of data is associated with the expected vehicle usage information. The processor may then determine a premium base rate based at least in part on the set of data and a risk associated with the applicant and determine a vehicle rate based at least in part of the set of data and a risk associated with the vehicle. The processor may then display a visualization including the premium base rate and the vehicle rate on a display.
    Type: Grant
    Filed: July 31, 2018
    Date of Patent: November 10, 2020
    Assignee: United Services Automobile Association (USAA)
    Inventors: Igor Alexandre Gregorio, Eric John Ortiz, Veronica Montemayor, Jennifer Lynne Gravely, Earl Sargent, Fernando Sanzzi, Mark Medeiros
  • Patent number: 10825000
    Abstract: The technology described includes a physical, connected device/button, that when pressed or clicked, causes money to be transferred according to a set of rules (i.e., a “one-click” transfer of funds). In some embodiments, each click can cause a small, pre-set increment of money to be transferred from a user's checking account to the user's savings account. In other embodiments, the user can hold the button down for a longer period of time, indicating a request for a larger amount of money to be transferred.
    Type: Grant
    Filed: April 25, 2017
    Date of Patent: November 3, 2020
    Assignee: UNITED SERVICS AUTOMOBILE ASSOCIATION
    Inventors: Fernando Sanzzi, Jon Jureczki, Marty Lee Mendivil, Ingeborg Nolf Burch, Vikram Randhir Parekh, Christine Catsifas, Meagan Marie Trahan, Jess W. Gingrich