Abstract: A system for dynamic generation of an electronic identification card based on real-time policy information is provided. The system includes a processing device and a memory device. The memory device stores instructions that when executed by the processing device may result in receiving a request for an electronic identification card. The system then selects a policy specific to the user based on an electronic device being associated with the user and retrieves policy information of the policy specific to the user in response to the receiving of the request for the electronic identification card and to the selecting of the policy specific to the user. The system then compiles the electronic identification card that includes policy element fields, each policy element field presenting dynamic data elements specific to the user based on the policy information, and outputs to the electronic device associated with the user the electronic identification card.

Abstract: Systems, apparatus, methods, and articles of manufacture provide for receiving a text message from a user; identifying, based on (i) the text message and (ii) at least one intent rule, a message intent associated with the text message; identifying a current state of the conversation based on at least one conversation state rule and at least one of the following: (i) the message intent, (ii) the text message, and (iii) an outgoing message; and outputting the outgoing message to the user.

Abstract: Systems, apparatus, methods, and articles of manufacture provide for receiving a text message from a user; identifying, based on (i) the text message and (ii) at least one intent rule, a message intent associated with the text message; identifying a current state of the conversation based on at least one conversation state rule and at least one of the following: (i) the message intent, (ii) the text message, and (iii) an outgoing message; and outputting the outgoing message to the user.