Abstract: The invention relates to a payment method using an electronic device (200) provided with a biometric sensor (220), a communication interface for communicating with a payment terminal, and a processing unit (230) provided with banking information, reference biometric information, an authentication application and one or more payment applications. The bank information and the payment applications offer the user at least two payment means (610, 620, 630). The method allows a selection of the payment means (610, 620, 630) by associating with each payment means a biometric identifier (640, 650, 660) which is specific to same, so that the biometric authentication makes it possible to select the payment means and to generate a transaction authorization cryptogram with said payment means.