Patents by Inventor Fran Schall

Fran Schall has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Method and system for facilitating switching of financial institution accounts
    Patent number: 8521645
    Abstract: Techniques for switching a financial institution account for a debit account holder are provided. A request to convert a financial institution account is received from a customer. Information is obtained from the customer and used to identify a list of possible financial institution candidates. The list of possible financial institution candidates includes financial institutions that have an on-going relationship with an existing payment association and are interested in offering a new financial institution account to the customer. A new financial institution account is then established with a financial institution selected from a list of possible financial institution candidates. Then, the new financial institution account is linked to one or more additional accounts. The one or more additional accounts may be an account with the customer's existing payment association or accounts associated with any recurring transactions.
    Type: Grant
    Filed: December 8, 2010
    Date of Patent: August 27, 2013
    Assignee: Visa U.S.A. Inc.
    Inventors: Tolan Doak Steele, Fran Schall, Kim Randall
  • METHOD AND SYSTEM FOR FACILITATING SWITCHING OF FINANCIAL INSTITUTION ACCOUNTS
    Publication number: 20110078075
    Abstract: Techniques for switching a financial institution account for a debit account holder are provided. A request to convert a financial institution account is received from a customer. Information is obtained from the customer and used to identify a list of possible financial institution candidates. The list of possible financial institution candidates includes financial institutions that have an on-going relationship with an existing payment association and are interested in offering a new financial institution account to the customer. A new financial institution account is then established with a financial institution selected from a list of possible financial institution candidates. Then, the new financial institution account is linked to one or more additional accounts. The one or more additional accounts may be an account with the customer's existing payment association or accounts associated with any recurring transactions.
    Type: Application
    Filed: December 8, 2010
    Publication date: March 31, 2011
    Inventors: Tolan Doak Steele, Fran Schall, Kim Randall
  • Method and system for facilitating switching of financial institution accounts
    Patent number: 7870069
    Abstract: Techniques for switching a financial institution account for a debit account holder are provided. A request to convert a financial institution account is received from a customer. Information is obtained from the customer and used to identify a list of possible financial institution candidates. The list of possible financial institution candidates includes financial institutions that have an on-going relationship with an existing payment association and are interested in offering a new financial institution account to the customer. A new financial institution account is then established with a financial institution selected from a list of possible financial institution candidates. Then, the new financial institution account is linked to one or more additional accounts. The one or more additional accounts may be an account with the customer's existing payment association or accounts associated with any recurring transactions.
    Type: Grant
    Filed: May 6, 2010
    Date of Patent: January 11, 2011
    Assignee: Visa U.S.A. Inc.
    Inventors: Tolan Doak Steele, Fran Schall, Kim Randall
  • METHOD AND SYSTEM FOR FACILITATING SWITCHING OF FINANCIAL INSTITUTION ACCOUNTS
    Publication number: 20100280942
    Abstract: Techniques for switching a financial institution account for a debit account holder are provided. A request to convert a financial institution account is received from a customer. Information is obtained from the customer and used to identify a list of possible financial institution candidates. The list of possible financial institution candidates includes financial institutions that have an on-going relationship with an existing payment association and are interested in offering a new financial institution account to the customer. A new financial institution account is then established with a financial institution selected from a list of possible financial institution candidates. Then, the new financial institution account is linked to one or more additional accounts. The one or more additional accounts may be an account with the customer's existing payment association or accounts associated with any recurring transactions.
    Type: Application
    Filed: May 6, 2010
    Publication date: November 4, 2010
    Inventors: Tolan Doak Steele, Fran Schall, Kim Randall
  • Method and system for facilitating switching of financial institution accounts
    Patent number: 7742986
    Abstract: Techniques for switching a financial institution account for a debit account holder are provided. A request to convert a financial institution account is received from a customer. Information is obtained from the customer and used to identify a list of possible financial institution candidates. The list of possible financial institution candidates includes financial institutions that have an on-going relationship with an existing payment association and are interested in offering a new financial institution account to the customer. A new financial institution account is then established with a financial institution selected from a list of possible financial institution candidates. Then, the new financial institution account is linked to one or more additional accounts. The one or more additional accounts may be an account with the customer's existing payment association or accounts associated with any recurring transactions.
    Type: Grant
    Filed: April 29, 2004
    Date of Patent: June 22, 2010
    Assignee: Visa U.S.A. Inc.
    Inventors: Tolan Doak Steele, Fran Schall, Kim Randall
  • Method and system for facilitating switching of financial institution accounts
    Publication number: 20050021456
    Abstract: Techniques for switching a financial institution account for a debit account holder are provided. A request to convert a financial institution account is received from a customer. Information is obtained from the customer and used to identify a list of possible financial institution candidates. The list of possible financial institution candidates includes financial institutions that have an on-going relationship with an existing payment association and are interested in offering a new financial institution account to the customer. A new financial institution account is then established with a financial institution selected from a list of possible financial institution candidates. Then, the new financial institution account is linked to one or more additional accounts. The one or more additional accounts may be an account with the customer's existing payment association or accounts associated with any recurring transactions.
    Type: Application
    Filed: April 29, 2004
    Publication date: January 27, 2005
    Applicant: Visa U.S.A.
    Inventors: Tolan Steele, Fran Schall, Kim Randall