Patents by Inventor Francis B. Brake, Jr.

Francis B. Brake, Jr. has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Patent number: 7801799
    Abstract: The Customer Activated Multi-Value (CAM) card provides a customer with a primary use as a transaction card which can be further activated to have a secondary use as a credit card. The CAM card can be activated as a transaction card or as a transaction card with a credit card feature. Activation of the CAM card as a transaction card allows the customer to purchase goods and services from one specific vendor and to establish a relationship with that vendor for the goods or services rendered (for example, telephone calling card or gasoline product purchasing card) while enjoying reward benefits based on those to purchases. Activation of the credit feature of the card allows the customer to interact with any merchant that accepts traditional credit cards such as VISA®, MASTERCARD®, AMERICAN EXPRESS®, or DISCOVER®. The combination of features allows a customer to purchase various goods and services from several different merchants.
    Type: Grant
    Filed: November 29, 2005
    Date of Patent: September 21, 2010
    Assignee: JPMorgan Chase Bank, N.A.
    Inventors: Francis B. Brake, Jr., Deborah Schwartz, Jennifer Zimmerman
  • Patent number: 7707111
    Abstract: The Customer Activated Multi-Value (CAM) card provides a customer with a primary use as a transaction card which can be further activated to have a secondary use as a credit card. The CAM card can be activated as a transaction card or as a transaction card with a credit card feature. Activation of the CAM card as a transaction card allows the customer to purchase goods and services from one specific vendor and to establish a relationship with that vendor for the goods or services rendered while enjoying reward benefits based on those purchases. Activation of the credit feature of the card allows the customer to interact with any merchant that accepts traditional credit cards. The combination of features allows a customer to purchase various goods and services from several different merchants.
    Type: Grant
    Filed: August 13, 2004
    Date of Patent: April 27, 2010
    Assignee: JPMorgan Chase Bank, N.A.
    Inventors: Francis B. Brake, Jr., Deborah Schwartz, Jennifer Zimmerman
  • Patent number: 7660763
    Abstract: The Customer Activated Multi-Value (CAM) card provides a customer with a primary use as a transaction card which can be further activated to have a secondary use as a credit card. The CAM card can be activated as a transaction card or as a transaction card with a credit card feature. Activation of the CAM card as a transaction card allows the customer to purchase goods and services from one specific vendor and to establish a relationship with that vendor for the goods or services rendered (for example, telephone calling card or gasoline product purchasing card) while enjoying reward benefits based on those purchases. Activation of the credit feature of the card allows the customer to interact with any merchant that accepts traditional credit cards such as VISA®, MASTERCARD®, AMERICAN EXPRESS®, or DISCOVER®. The combination of features allows a customer to purchase various goods and services from several different merchants.
    Type: Grant
    Filed: May 20, 2005
    Date of Patent: February 9, 2010
    Assignee: JPMorgan Chase Bank, N.A.
    Inventors: Francis B. Brake, Jr., Deborah Schwartz, Jennifer Zimmerman
  • Patent number: 7263507
    Abstract: The Customer Activated Multi-Value (CAM) card provides a customer with a primary use as a transaction card which can be further activated to have a secondary use as a credit card. The CAM card can be activated as a transaction card or as a transaction card with a credit card feature. Activation of the CAM card as a transaction card allows the customer to purchase goods and services from one specific vendor and to establish a relationship with that vendor for the goods or services rendered (for example, telephone calling card or gasoline product purchasing card) while enjoying reward benefits based on those purchases. Activation of the credit feature of the card allows the customer to interact with any merchant that accepts traditional credit cards such as VISA®, MASTERCARD®, AMERICAN EXPRESS®, or DISCOVER®. The combination of features allows a customer to purchase various goods and services from several different merchants.
    Type: Grant
    Filed: May 20, 2005
    Date of Patent: August 28, 2007
    Assignee: JP Morgan Chase Bank, N.A.
    Inventors: Francis B. Brake, Jr., Deborah Schwartz, Jennifer Zimmerman
  • Patent number: 7072864
    Abstract: The Customer Activated Multi-Value (CAM) card provides a customer with a primary use as a transaction card which can be further activated to have a secondary use as a credit card. The CAM card can be activated as a transaction card or as a transaction card with a credit card feature. Activation of the CAM card as a transaction card allows the customer to purchase goods and services from one specific vendor and to establish a relationship with that vendor for the goods or services rendered (for example, telephone calling card or gasoline product purchasing card) while enjoying reward benefits based on those purchases. Activation of the credit feature of the card allows the customer to interact with any merchant that accepts traditional credit cards such as VISA®, MASTERCARD®, AMERICAN EXPRESS®, or DISCOVER®. The combination of features allows a customer to purchase various goods and services from several different merchants.
    Type: Grant
    Filed: February 20, 2003
    Date of Patent: July 4, 2006
    Assignee: Bank One Deleware, N.A.
    Inventors: Francis B. Brake, Jr., Deborah Schwartz, Jennifer Zimmerman
  • Patent number: 6865547
    Abstract: The Customer Activated Multi-Value (CAM) card provides a customer with a primary use as a transaction card which can be further activated to have a secondary use as a credit card. The CAM card can be activated as a transaction card or as a transaction card with a credit card feature. Activation of the CAM card as a transaction card allows the customer to purchase goods and services from one specific vendor and to establish a relationship with that vendor for the goods or services rendered (for example, telephone calling card or gasoline product purchasing card) while enjoying reward benefits based on those purchases. Activation of the credit feature of the card allows the customer to interact with any merchant that accepts traditional credit cards such as VISA®, MASTERCARD®, AMERICAN EXPRESS®, or DISCOVER®. The combination of features allows a customer to purchase various goods and services from several different merchants.
    Type: Grant
    Filed: February 16, 2000
    Date of Patent: March 8, 2005
    Assignee: Bank One Delaware, N.A.
    Inventors: Francis B. Brake, Jr., Deborah Schwartz, Jennifer Zimmerman
  • Patent number: 6032136
    Abstract: The Customer Activated Multi-Value (CAM) card provides a customer with a primary use as a transaction card which can be further activated to have a secondary use as a credit card. The CAM card can be activated as a transaction card or as a transaction card with a credit card feature. Activation of the CAM card as a transaction card allows the customer to purchase goods and services from one specific vendor and to establish a relationship with that vendor for the goods or services rendered (for example, telephone calling card or gasoline product purchasing card) while enjoying reward benefits based on those purchases. Activation of the credit feature of the card allows the customer to interact with any merchant that accepts traditional credit cards such as VISA.RTM., MASTERCARD.RTM., AMERICAN EXPRESS.RTM., or DISCOVER.RTM.. The combination of features allows a customer to purchase various goods and services from several different merchants.
    Type: Grant
    Filed: November 17, 1998
    Date of Patent: February 29, 2000
    Assignee: First USA Bank, N.A.
    Inventors: Francis B. Brake, Jr., Deborah Schwartz, Jennifer Zimmerman