Patents by Inventor Francis CARLE

Francis CARLE has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Initiating provisioning of an existing account based on an unauthenticated request
    Patent number: 11985121
    Abstract: A computer-implemented method may include: receiving, from a first electronic device during an unauthenticated session, a request for provisioning data, the request associated with identification data insufficient to begin an authenticated session; determining, based on the identification data, whether the request for the provisioning data is associated with an existing account; when the request for the provisioning data is determined to be associated with an existing account, obtaining the provisioning data based on a modifier not available if the request for the provisioning data is not determined to be associated with an existing account; and sending the provisioning data to the first electronic device.
    Type: Grant
    Filed: February 9, 2023
    Date of Patent: May 14, 2024
    Assignee: The Toronto-Dominion Bank
    Inventors: Kelvin Chun-Yin Lo, Guillaume Roberge, Francis Carle, Robert Bigras, Brigitte Houde
  • INITIATING PROVISIONING OF AN EXISTING ACCOUNT BASED ON AN UNAUTHENTICATED REQUEST
    Publication number: 20230179593
    Abstract: A computer-implemented method may include: receiving, from a first electronic device during an unauthenticated session, a request for provisioning data, the request associated with identification data insufficient to begin an authenticated session; determining, based on the identification data, whether the request for the provisioning data is associated with an existing account; when the request for the provisioning data is determined to be associated with an existing account, obtaining the provisioning data based on a modifier not available if the request for the provisioning data is not determined to be associated with an existing account; and sending the provisioning data to the first electronic device.
    Type: Application
    Filed: February 9, 2023
    Publication date: June 8, 2023
    Applicant: The Toronto-Dominion Bank
    Inventors: Kelvin Chun-Yin LO, Guillaume ROBERGE, Francis CARLE, Robert BIGRAS, Brigitte HOUDE
  • Initiating provisioning of an existing account based on an unauthenticated request
    Patent number: 11606350
    Abstract: A computer-implemented method may include: receiving, from a first electronic device during an unauthenticated session, a request for provisioning data, the request associated with identification data insufficient to begin an authenticated session; determining, based on the identification data, whether the request for the provisioning data is associated with an existing account; when the request for the provisioning data is determined to be associated with an existing account, obtaining the provisioning data based on a modifier not available if the request for the provisioning data is not determined to be associated with an existing account; and sending the provisioning data to the first electronic device.
    Type: Grant
    Filed: September 15, 2020
    Date of Patent: March 14, 2023
    Assignee: The Toronto-Dominion Bank
    Inventors: Kelvin Chun-Yin Lo, Guillaume Roberge, Francis Carle, Robert Bigras, Brigitte Houde
  • INITIATING PROVISIONING OF AN EXISTING ACCOUNT BASED ON AN UNAUTHENTICATED REQUEST
    Publication number: 20220086140
    Abstract: A computer-implemented method may include: receiving, from a first electronic device during an unauthenticated session, a request for provisioning data, the request associated with identification data insufficient to begin an authenticated session; determining, based on the identification data, whether the request for the provisioning data is associated with an existing account; when the request for the provisioning data is determined to be associated with an existing account, obtaining the provisioning data based on a modifier not available if the request for the provisioning data is not determined to be associated with an existing account; and sending the provisioning data to the first electronic device.
    Type: Application
    Filed: September 15, 2020
    Publication date: March 17, 2022
    Applicant: The Toronto-Dominion Bank
    Inventors: Kelvin Chun-Yi LO, Guillaume ROBERGE, Francis CARLE, Robert BIGRAS, Brigitte HOUDE