Patents by Inventor Francisco Mogollon

Francisco Mogollon has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • PAYMENT ARCHITECTURE USING MACHINE-READABLE GRAPHICAL CODE
    Publication number: 20180315045
    Abstract: Systems and methods for processing payments using a dynamic security code are provided. A dynamic security code generator may generate one or more dynamic security codes and transmit the plurality of dynamic security codes to a portable consumer device. The portable consumer device may display the dynamic security code. A merchant may transmit a transaction request to the account authorization system including the dynamic security code in a card security code field. The account authorization system may compare the transaction account number and dynamic security code in the transaction request to a transaction account number and dynamic security code stored in a database. The account authorization system may transmit an authorization message to the merchant.
    Type: Application
    Filed: July 3, 2018
    Publication date: November 1, 2018
    Inventors: Marcel Leyva, Francisco Mogollon, Pradeep Vallanur Ramesh
  • Dynamic security code push
    Patent number: 9747598
    Abstract: A system and method for fraud prevention is provided. This system and method may comprise a web browser having form filing capabilities. This system may interact with a financial institution to request and receive a dynamic security code to be used in merchant checkout page to complete a transaction.
    Type: Grant
    Filed: August 26, 2013
    Date of Patent: August 29, 2017
    Assignee: III Holdings 1, LLC
    Inventors: Francisco Mogollon, Colin T. McCabe
  • AUTHENTICATION USING DYNAMIC CODES
    Publication number: 20140067675
    Abstract: Systems and methods for processing payments using a dynamic security code are provided. A dynamic security code generator may generate one or more dynamic security codes and transmit the plurality of dynamic security codes to a portable consumer device. The portable consumer device may display the dynamic security code. A merchant transmit a transaction request to the account authorization system including the dynamic security code in a card security code field. The account authorization system may compare the transaction account number and dynamic security code in the transaction request to a transaction account number and dynamic security code stored in a database. The account authorization system may transmit an authorization message to the merchant.
    Type: Application
    Filed: December 7, 2012
    Publication date: March 6, 2014
    Applicant: American Express Travel Related Services Company, Inc.
    Inventors: Marcel Leyva, Francisco Mogollon, Pradeep Vallanur Ramesh
  • SMARTPHONE BARCODE TRANSACTIONS
    Publication number: 20140067674
    Abstract: Systems and methods for processing payments using a dynamic security code are provided. An account authorization system may generate a plurality of dynamic security codes and transmit the plurality of dynamic security codes to a portable consumer device. The portable consumer device may generate a payment code comprising a transaction account number and a dynamic security code. A merchant may scan the payment code and transmit a transaction request to the account authorization system. The account authorization system may compare the transaction account number and dynamic security code in the transaction request to a transaction account number and dynamic security code stored in a database. The account authorization system may transmit an authorization message to the merchant.
    Type: Application
    Filed: September 6, 2012
    Publication date: March 6, 2014
    Applicant: American Express Travel Related Services Company, Inc.
    Inventors: Marcel Leyva, Francisco Mogollon
  • SMARTPHONE BARCODE TRANSACTIONS
    Publication number: 20140067566
    Abstract: Systems and methods for processing payments using a dynamic security code are provided. An account authorization system may generate a plurality of dynamic security codes and transmit the plurality of dynamic security codes to a portable consumer device. The portable consumer device may generate a payment code comprising a transaction account number and a dynamic security code. A merchant may scan the payment code and transmit a transaction request to the account authorization system. The account authorization system may compare the transaction account number and dynamic security code in the transaction request to a transaction account number and dynamic security code stored in a database. The account authorization system may transmit an authorization message to the merchant.
    Type: Application
    Filed: September 6, 2012
    Publication date: March 6, 2014
    Applicant: American Express Travel Related Services Company, Inc.
    Inventors: Marcel Leyva, Francisco Mogollon
  • DYNAMIC SECURITY CODE PUSH
    Publication number: 20130346314
    Abstract: A system and method for fraud prevention is provided. This system and method may comprise a web browser having form filing capabilities. This system may interact with a financial institution to request and receive a dynamic security code to be used in merchant checkout page to complete a transaction.
    Type: Application
    Filed: August 26, 2013
    Publication date: December 26, 2013
    Applicant: American Express Travel Related Services Company Inc.
    Inventors: Francisco Mogollon, Colin T. McCabe
  • FRAUD CONTROL INTEGRATED FORM FILLING TOOL
    Publication number: 20130304637
    Abstract: A system and method for fraud prevention is provided. This system and method may comprise a form filing application. Form filling application may comprise enhanced authorization data capture capabilities. A system for transmitting an authorization request and a request for fraud services to a transaction account issuer is disclosed. The transaction account issuer may combine the authorization request and request for fraud services with additional enhanced authorization data to create an authorization response.
    Type: Application
    Filed: July 18, 2013
    Publication date: November 14, 2013
    Inventors: Colin T. McCabe, Francisco Mogollon