Abstract: A system and method of characterizing the driving style of a vehicle driver, comprising determining, by a processor, a vehicle path of a driver, determining one or more average speed values of the vehicle driver from at least the vehicle path, determining a number of times an average vehicle speed in one or more road sections is exceeded by one or more average speed values of the driver and characterizing the driving style of the vehicle driver from at least the one or more average speed values of the driver. Determining a vehicle path of a driver comprises loading one or more GPS points or generic paths, performing a range search for each GPS point, determining one or more unique GPS snap points for each GPS point, determining one or more estimated vehicle paths for each unique GPS snap point and determining a vehicle path from the estimated vehicle paths.

Abstract: An assessment system of a risk indicator of the vehicle driver is disclosed, which uses an accelerometer (21) to detect acceleration and deceleration values (A, D, I) of a vehicle, a GPS (22) to detect position (L, G) and speed (V) of the vehicle and a GSM/GPRS module (24) to send the detected data to an operations center (300) that calculates the assessment of the risk indicator of the vehicle driver.