Abstract: A system and method for determining personalized productivity goals and monitoring workplace behaviors of an individual towards the productivity goals is provided. The method includes storing user data including a user identifier and other data relating to the user, at least one software utility account identifier each identifying a software utility account associated with the user, and at least one device identifier each identifying a device associated with the user. The user data is processed to determine personalized productivity goals for the user. The system receives software utility account data from one or more software utility accounts associated with the user, and device data from at least one device associated with the user and uses the received software utility account data and device data to monitor workplace behaviors of an individual towards the personalized productivity goals.

Abstract: A method, information processing system, and computer program storage product dynamically manage risk coverage premiums. A given time period is determined to have expired. A risk coverage premium associated with a policy holder is retrieved. A wellness program status level is determined to be associated with the policy holder. A current risk coverage premium is dynamically adjusted based on the current wellness program status level.