Patents by Inventor Franklin Davis
Franklin Davis has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).
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Publication number: 20210042838Abstract: An exemplary aspect comprises a computer system with a receiving component that receives application information for an insurance policy that extends the term of an existing life insurance product, and is pre-paid for by a third party, the third party to be paid fees based on the customer's selection of one of a first option providing the customer with the right of first refusal to continue the insurance policy, and a second option providing the third party with the right of first refusal to continue the insurance policy; an underwriting component that determines whether the customer qualifies for the insurance policy; a pricing component that calculates the fees to be paid by the customer to the third party; and a closing component that provides relevant closing documentation for the insurance policy to at least the customer, the insurance company, and the third party.Type: ApplicationFiled: April 28, 2020Publication date: February 11, 2021Inventors: Andrew Alan Hyman, Jon Franklin Davis, Jeffrey Young
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Patent number: 10650468Abstract: An exemplary aspect comprises a computer system with a receiving component that receives application information for an insurance policy that extends the term of an existing life insurance product, and is pre-paid for by a third party, the third party to be paid fees based on the customer's selection of one of a first option providing the customer with the right of first refusal to continue the insurance policy, and a second option providing the third party with the right of first refusal to continue the insurance policy; an underwriting component that determines whether the customer qualifies for the insurance policy; a pricing component that calculates the fees to be paid by the customer to the third party; and a closing component that provides relevant closing documentation for the insurance policy to at least the customer, the insurance company, and the third party.Type: GrantFiled: April 18, 2019Date of Patent: May 12, 2020Assignee: INTEGRATED PLAN DESIGN LLCInventors: Andrew Alan Hyman, Jon Franklin Davis, Jeffrey Young
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Publication number: 20190244305Abstract: An exemplary aspect comprises a computer system with a receiving component that receives application information for an insurance policy that extends the term of an existing life insurance product, and is pre-paid for by a third party, the third party to be paid fees based on the customer's selection of one of a first option providing the customer with the right of first refusal to continue the insurance policy, and a second option providing the third party with the right of first refusal to continue the insurance policy; an underwriting component that determines whether the customer qualifies for the insurance policy; a pricing component that calculates the fees to be paid by the customer to the third party; and a closing component that provides relevant closing documentation for the insurance policy to at least the customer, the insurance company, and the third party.Type: ApplicationFiled: April 18, 2019Publication date: August 8, 2019Inventors: Andrew Alan Hyman, Jon Franklin Davis, Jeffrey Young
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Patent number: 10311520Abstract: An exemplary aspect comprises a computer system with a receiving component that receives application information for an insurance policy that extends the term of an existing life insurance product, and is pre-paid for by a third party, the third party to be paid fees based on the customer's selection of one of a first option providing the customer with the right of first refusal to continue the insurance policy, and a second option providing the third party with the right of first refusal to continue the insurance policy; an underwriting component that determines whether the customer qualifies for the insurance policy; a pricing component that calculates the fees to be paid by the customer to the third party; and a closing component that provides relevant closing documentation for the insurance policy to at least the customer, the insurance company, and the third party.Type: GrantFiled: September 3, 2014Date of Patent: June 4, 2019Assignee: INTEGRATED PLAN DESIGN LLC.Inventors: Andrew Alan Hyman, Jon Franklin Davis, Jeffrey Young
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Publication number: 20150332184Abstract: Systems and methods are disclosed for assessing risks that may be associated with an application and assessing controls that may be implemented to mitigate the risks associated with the application. The systems and methods may include identifying risk data that may be used at least partially to calculate a risk score. The systems and methods may also include identifying control data that may be used at least partially to calculate a control score. The risk score and the control score may be compared to one another. An assessment of the risks and controls application may be performed at least partially based on the risk score and the control score. A threshold value may be set for the risk score and/or the control score that are compared and used to assess an application.Type: ApplicationFiled: February 23, 2015Publication date: November 19, 2015Inventor: Franklin Davis Osborn
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Patent number: 8983834Abstract: Multiple channels of audio are combined either to a monophonic composite signal or to multiple channels of audio along with related auxiliary information from which multiple channels of audio are reconstructed, including improved downmixing of multiple audio channels to a monophonic audio signal or to multiple audio channels and improved decorrelation of multiple audio channels derived from a monophonic audio channel or from multiple audio channels. Aspects of the disclosed invention are usable in audio encoders, decoders, encode/decode systems, downmixers, upmixers, and decorrelators.Type: GrantFiled: February 28, 2005Date of Patent: March 17, 2015Assignee: Dolby Laboratories Licensing CorporationInventor: Mark Franklin Davis
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Patent number: 8557842Abstract: The invention provides novel cocaine analogs. The invention also provides a method of preparing cocaine analogs with control over the substituents installed at the C-1, C-2, C-3, C-4 and N-8 positions of the tropane bicyclic scaffold. The invention further provides methods of providing anesthesia, blocking reuptake of a monoamine neurotransmitter, and treating depression, by administering to a subject in need of such treatment a pharmaceutical composition comprising a compound of the invention.Type: GrantFiled: May 18, 2012Date of Patent: October 15, 2013Assignee: Temple University—Of the Commonwealth System of Higher EducationInventors: Franklin A. Davis, Naresh Theddu, Maarten E. A. Reith
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Publication number: 20120329828Abstract: The invention provides novel cocaine analogs. The invention also provides a method of preparing cocaine analogs with control over the substituents installed at the C-1, C-2, C-3, C-4 and N-8 positions of the tropane bicyclic scaffold. The invention further provides methods of providing anesthesia, blocking reuptake of a monoamine neurotransmitter, and treating depression, by administering to a subject in need of such treatment a pharmaceutical composition comprising a compound of the invention.Type: ApplicationFiled: May 18, 2012Publication date: December 27, 2012Applicants: New York University, Temple University - Of The Commonwealth System of Higher EducationInventors: Franklin A. Davis, Naresh Theddu, Maarten E. A. Reith
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Patent number: 8170882Abstract: Multiple channels of audio are combined either to a monophonic composite signal or to multiple channels of audio along with related auxiliary information from which multiple channels of audio are reconstructed, including improved downmixing of multiple audio channels to a monophonic audio signal or to multiple audio channels and improved decorrelation of multiple audio channels derived from a monophonic audio channel or from multiple audio channels. Aspects of the disclosed invention are usable in audio encoders, decoders, encode/decode systems, downmixers, upmixers, and decorrelators.Type: GrantFiled: July 31, 2007Date of Patent: May 1, 2012Assignee: Dolby Laboratories Licensing CorporationInventor: Mark Franklin Davis
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Publication number: 20100062062Abstract: A process is described for preparing stabilized tablet formulations for temperature and moisture sensitive active drugs. Water soluble polyvinyl alcohol is processed with drugs such as angiotensin converting enzyme (ACE) inhibitors and compressed into solid form once excess water is removed. Low dose polyvinyl alcohol ramipril tablets prepared by this process are stable under conditions of high humidity and heat for periods of at least up to six months with less than 8% hydrolysis of the prodrug to the active metabolite diketopiperazine (DKP).Type: ApplicationFiled: September 10, 2009Publication date: March 11, 2010Applicant: AETHOS PHARMACEUTICALS, INC.Inventors: Brian Robert MCMILLAN, Todd Roland DAVIAU, John Michael CRONAN, JR., James Franklin DAVIS, III, Mark James LICARDE, Saurabh Sudhir TRIVEDI, Ian W. COTTRELL
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Patent number: 7660424Abstract: Using an M:N variable matrix, M audio input signals, each associated with a direction, are translated to N audio output signals, each associated with a direction, wherein N is larger than M, M is two or more and N is a positive integer equal to three or more. The variable matrix is controlled in response to measures of: (1) the relative levels of the input signals, and (2) the cross-correlation of the input signals so that a soundfield generated by the output signals has a compact sound image in the nominal ongoing primary direction of the input signals when the input signals are highly correlated, the image spreading from compact to broad as the correlation decreases and progressively splitting into multiple compact sound images, each in a direction associated with an input signal, as the correlation continues to decrease to highly uncorrelated.Type: GrantFiled: August 6, 2003Date of Patent: February 9, 2010Assignee: Dolby Laboratories Licensing CorporationInventor: Mark Franklin Davis
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Publication number: 20090299756Abstract: A hybrid stereophonic/monophonic audio signal encoding comprises generating, in response to a discrete two-channel stereophonic audio signal, an encoded hybrid stereophonic/monophonic audio signal in which the audio signal is a discrete two-channel audio signal below a frequency fm and a single-channel monophonic audio signal above the frequency fm, generating, in response to the discrete two-channel stereophonic audio signal, spatial parameter information characterizing the discrete two-channel stereophonic audio signal above the frequency fm, and combining the hybrid stereophonic/monophonic audio signal with said spatial parameter information in such a manner that the resulting signal is decodable both by a decoder configured to decode a discrete two-channel stereophonic audio signal encoded with the same encoding as applied to the hybrid stereophonic/monophonic audio signal and by a decoder configured to decode, with the use of the spatial parameter information, the hybrid stereophonic/monophonic audio sigType: ApplicationFiled: September 12, 2008Publication date: December 3, 2009Applicant: Dolby Laboratories Licensing CorporationInventors: Mark Franklin Davis, Michael John Smithers
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Patent number: 7610356Abstract: A browser parses an XHTML document to identify links in the document that are marked up with the accesskey attribute and forms an options list containing the links, so that they can be selected independently of their position in the document.Type: GrantFiled: January 10, 2002Date of Patent: October 27, 2009Assignee: Nokia CorporationInventors: Robert Aarts, Peter Dam Nielsen, Franklin Davis
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Publication number: 20090210514Abstract: An apparatus for delivering web content to a mobile device may include a processor. The processor may be configured to determine whether a web page may be adapted or should be viewed in its original form, transcode the original web page to generate a transcoded version of the web page if it is determined that the web page may be adapted, and to send data comprising either the original web page of the transcoded version to a remote device. Users may request a different version than the processor's initial determination, and an aggregation of such user preferences may be used to make a better determination of what version to send by default to all users. Corresponding methods, computer program products, and systems are also provided.Type: ApplicationFiled: February 15, 2008Publication date: August 20, 2009Inventors: Franklin Davis, Guido Grassel
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Publication number: 20060069746Abstract: A system and method for smart, persistent cache management of received content within a terminal. Received content is tagged with cache directive allowing cache control to determine which of cache storage locations to use for storage of content. Cache control detects the number of instances that received content correlates to a newer version of purged content and provides the ability to re-classify cache persistence directive based upon the number of instances.Type: ApplicationFiled: September 8, 2004Publication date: March 30, 2006Inventors: Franklin Davis, William Beaty
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Publication number: 20060062362Abstract: A system and method for providing alternate rendering options to legacy browsing terminals is provided. A hosting server modifies existing markup content and provides links to the modified markup content within the frame currently rendered. Control link allows the small screen layout of frame to be rendered onto virtually any browsing terminal. Control link allows rendering of an original image from its corresponding small screen frame.Type: ApplicationFiled: September 22, 2004Publication date: March 23, 2006Inventor: Franklin Davis
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Publication number: 20040205156Abstract: A browser parses an XHTML document to identify, links in the document that are marked up with the accesskey attribute and forms an options list containing the links, so that they can be selected independently of their position in the document.Type: ApplicationFiled: January 10, 2002Publication date: October 14, 2004Inventors: Robert Aarts, Peter Dam Nielsen, Franklin Davis
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Publication number: 20040062401Abstract: A process for translating M audio input channels representing a soundfield to N audio output channels representing the same soundfield, wherein each channel is a single audio stream representing audio arriving from a direction, M and N are positive whole integers, and M is at least 2, generates one or more sets of output channels, each set having one or more output channels. Each set is associated with two or more spatially adjacent input channels and each output channel in a set is generated by a process that includes determining a measure of the correlation of the two or more input channels and the level interrelationships of the two or more input channels.Type: ApplicationFiled: August 5, 2003Publication date: April 1, 2004Inventor: Mark Franklin Davis
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Publication number: 20030132961Abstract: A browser parses an XHTML document to identify links in the document that are marked up with the accesskey attribute and forms an options list containing the links, so that they can be selected independently of their position in the document.Type: ApplicationFiled: December 21, 2001Publication date: July 17, 2003Inventors: Robert Aarts, Peter Dam Nielsen, Franklin Davis
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Patent number: 6449368Abstract: An audio crosstalk-cancelling network that may be implemented in software, such that when run in real time on a personal computer, the canceller has very low mips requirements and uses a small fraction of available CPU cycles. The network is particularly useful for rendering surround sound images outside the space between left and right computer multimedia loudspeakers when the audio from such sources is reproduced. The network includes two signal feedback paths, each feedback path having a time delay and frequency dependent characteristic. The frequency dependent characteristic represents the smoothed difference in the attenuation in the acoustic path between a transducer and the listener's ear farthest from said transducer and the attenuation in the acoustic path between the same transducer and the listener's ear closest to said same transducer. The smoothed difference in the attenuation is implemented by one or more simple digital filters requiring low processing power.Type: GrantFiled: March 14, 1997Date of Patent: September 10, 2002Assignee: Dolby Laboratories Licensing CorporationInventors: Mark Franklin Davis, Louis Dunn Fielder, Matthew Conrad Fellers