Abstract: An apparatus for facilitating transactions between a prospective purchaser and unrelated product or service suppliers is described. The apparatus comprises: a product or service database for storing product and/or service information for the suppliers; a supplier database for storing supplier contact information; a buyer's database for storing buyer contact information; and a product or service selection database into which products or services selected by the buyer are stored. A processor is provided for generating a purchase order pertaining to the selected products or services in response to a command from a purchaser. The processor splits the purchase order into separate orders of products or services pertaining to respective suppliers. These are then transmitted to the respective suppliers so that they can supply the buyer with the desired products or services.